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SoFi Technologies
ISIN: US83406F1021
WKN: A2QPMG
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SoFi Technologies · ISIN: US83406F1021 · Business Wire (ID: 20250127863954)
27 January 2025 01:00PM

SoFi Technologies Reports Net Revenue of $734 Million and Net Income of $332 Million for Q4 2024, Demonstrating Durable Growth and Strong Returns


</head><body><p> SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its fourth quarter and fiscal year ended December 31, 2024. </p><p id="news-body-cta">This press release features multimedia. View the full release here: <a href="https://www.businesswire.com/news/home/20250127863954/en/" rel="nofollow">https://www.businesswire.com/news/home/20250127863954/en/</a></p><div id="bwbodyimg" style="width: 480px; float:left; padding-left:0px; padding-right:20px; padding-top:0px; padding-bottom:0px;"><img src="https://mms.businesswire.com/media/20250127863954/en/2363389/4/Screenshot_2025-01-26_at_6.48.11%E2%80%AFPM.jpg" alt="Note: For additional information on our company metrics, including the definitions of "Members", "Total Products" and "Technology Platform Total Accounts", see Table 6 in the “Financial Tables” herein. Beginning in the first quarter of 2024, new member and new product addition metrics for the relevant period reflect actual growth or declines in members and products that occurred in that period whereas the total number of members and products reflects not only the growth or decline of each metric in the current period but also additions or deletions due to prior period factors, if any. (Graphic: SoFi Technologies)"/><p style="font-size:85%;">Note: For additional information on our company metrics, including the definitions of "Members", "Total Products" and "Technology Platform Total Accounts", see Table 6 in the “Financial Tables” herein. Beginning in the first quarter of 2024, new member and new product addition metrics for the relevant period reflect actual growth or declines in members and products that occurred in that period whereas the total number of members and products reflects not only the growth or decline of each metric in the current period but also additions or deletions due to prior period factors, if any. (Graphic: SoFi Technologies)</p></div><p> “2024 was SoFi's best year ever,” said Anthony Noto, CEO of SoFi Technologies, Inc. </p><p> “Our ability to deliver durable growth and strong returns throughout the year was once again the direct result of our relentless focus on innovation and brand building. SoFi set new records in revenue, profit, members, and products in 2024, and we look forward to continuing to build momentum on this in 2025.” </p><p> Noto continued: “In the fourth quarter, our Financial Services and Tech Platform segments made up a record 49% of SoFi's adjusted net revenue, up from 40% in the year ago quarter. These businesses grew revenue by a combined 52% year-over-year, a testament to our continued execution and deliberate shift towards capital-light, higher ROE, cash, fee based revenue streams.” </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0" colspan="23" rowspan="1"><p class="bwcellpmargin"> <b>Consolidated Results Summary</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td rowspan="2" class="bwvertalignb bwsinglebottom bwpadl0" colspan="2"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td rowspan="2" class="bwvertalignb bwsinglebottom bwpadl0" colspan="2"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands, except per share amounts)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Consolidated </b>–<b> GAAP</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 734,125 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 615,404 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 19 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,674,859 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,122,789 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 594 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,665 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (300,742 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) attributable to common stockholders – diluted </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,615 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 434,776 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (341,167 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Earnings (loss) per share attributable to common stockholders – diluted </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.29 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.02 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.39 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.36 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Consolidated </b>–<b> Non-GAAP<sup>(1)</sup></b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 739,112 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 594,245 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,606,170 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,073,940 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted EBITDA </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 197,957 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 181,204 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 666,480 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 431,737 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 54 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net income (loss) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 61,030 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 27 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 227,222 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (53,568 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net income (loss) attributable to common stockholders – diluted </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 61,030 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,615 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 148 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 163,333 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (93,993 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted earnings (loss) per share – diluted </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.05 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.02 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 150 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.15 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.10 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth9" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth9" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth9" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth9" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth9" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth9" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> For more information and reconciliations of these non-GAAP measures to the most comparable GAAP measures, see “Non-GAAP Financial Measures” and Table 2 to the “Financial Tables” herein. </p> </td> </tr> </table><p> <b>Product Highlights</b> </p><p> SoFi is a financial services company that leverages technology to serve people and enterprises. SoFi's continuous investments in innovation and brand building yielded several milestones in the year, fueling significant member and product growth and paving the way for future growth. </p><p> Among the highlights: </p><ul class="bwlistdisc"> <li> <b>Member and product adds in Q4 </b>reached 785 thousand and 1.1 million, respectively, setting new quarterly records. </li> </ul><ul class="bwlistdisc"> <li> <b>SoFi Money</b> reached record highs in Accounts, Total Deposits, and Direct Deposit members. Additionally, we introduced Zelle and improved our self-service wire transfers. </li> </ul><ul class="bwlistdisc"> <li> <b>SoFi Invest </b>continued to provide Main Street investors with the tools to help them achieve their ambitions. We launched access to unique investment products like the Templum Cosmos Fund, which offers sole exposure to SpaceX, and our new robo-advisor platform in partnership with BlackRock. </li> </ul><ul class="bwlistdisc"> <li> <b>Loan Platform Business</b> posted record results, generating $63.2 million in loan platform fees driven by $1.1 billion of personal loan volume generated on behalf of third parties in the quarter. In the full year of 2024, our Loan Platform Business originated and transferred a record $2.1 billion of personal loan volume. </li> </ul><ul class="bwlistdisc"> <li> <b>Tech Platform </b>signed several new partnerships across a broad range of industries. Galileo was selected by the US Department of the Treasury as the processing partner for Direct Express, a prepaid debit card program which provides millions of people access to federal benefits. The company also signed a large retail financial services provider of short-term consumer loans, card services, check cashing, and other products. Lastly, we signed a leading hotel rewards brand for a new co-branded debit card program. </li> </ul><ul class="bwlistdisc"> <li> <b>Student Loans</b> saw its best quarter of originations since the end of 2021, reaching $1.3 billion, a 71% year-over-year increase. </li> </ul><ul class="bwlistdisc"> <li> <b>Home Loans</b> saw its best quarter of originations since 2021 across all products — purchase, refinancing and home equity loans — with originations of $577 million, a 87% year-over-year increase. </li> </ul><ul class="bwlistdisc"> <li> <b>Credit performance</b> continues to improve. On-balance sheet 90 day personal loan delinquency rate decreased to 55 basis points from 57 basis points in the prior quarter, while personal loan annualized charge-off rate decreased to 3.37% from 3.52% in the prior quarter. </li> </ul><ul class="bwlistdisc"> <li> SoFi ended the quarter with its <b>highest average unaided brand awareness</b> of all time, reaching over 7%, a 170 basis point increase from the prior year period. </li> </ul><p> <b>Consolidated Results</b> </p><p> SoFi reported a number of key financial achievements. For the fourth quarter of 2024, GAAP net revenue of $734.1 million increased 19% relative to the prior-year period's $615.4 million. Record adjusted net revenue of $739.1 million grew 24% from the corresponding prior-year period of $594.2 million. For the full-year of 2024, GAAP net revenue of $2.7 billion increased 26% relative to the prior-year period's $2.1 billion. Record adjusted net revenue of $2.6 billion grew 26% from the corresponding prior-year period of $2.1 billion. </p><p> For the fourth quarter of 2024, total fee based revenue of $289.5 million increased 63% year-over-year. For full year 2024, fee based revenue of $969.9 million increased 74% year-over-year. This was driven by strong performance across origination fees, Loan Platform Business, as well as interchange, brokerage and referrals. </p><p> SoFi reported its fifth consecutive quarter and first full year of GAAP profitability. For the fourth quarter, GAAP net income reached $332.5 million and diluted earnings per share reached $0.29. When adjusting for non-recurring benefits related to deferred taxes, adjusted net income reached $61.0 million and adjusted diluted earnings per share reached $0.05 in the quarter. For full year 2024, GAAP net income reached $498.7 million and diluted earnings per share reached $0.39. When adjusting for non-recurring benefits related to deferred taxes, adjusted net income reached $227.2 million and adjusted diluted earnings per share reached $0.15 in 2024. </p><p> Fourth quarter record adjusted EBITDA of $198.0 million increased 9% from the prior year period's $181.2 million. This represents an adjusted EBITDA margin of 27%. Full-year 2024 record adjusted EBITDA of $666.5 million increased 54% from the prior year's $431.7 million. This represents an adjusted EBITDA margin of 26%. All three segments achieved record contribution profit in 2024. </p><p> Permanent equity grew by $403.7 million during the quarter, ending at $6.5 billion and $5.96 of permanent equity per share. Tangible book value grew by $465.3 million during the quarter and $1.4 billion during the year, ending at $4.9 billion and $4.47 of tangible book value per share, up from $3.61 per share in the prior year period. </p><p> Net interest income of $470.2 million for the fourth quarter was up 21% year-over-year. This was driven by a 23% increase in average interest-earning assets and a 68 basis points decrease in cost of funds, mostly offset by a 62 basis points decrease in average yields year-over-year. Net interest income of $1.7 billion for full-year 2024 was up 36% year-over-year. This was driven by a 38% increase in average interest-earning assets, and a 17 basis points decrease in cost of funds, partially offset by a 7 basis points decrease in average yields year-over-year. </p><p> For the fourth quarter, net interest margin of 5.91% increased 34 basis points sequentially from 5.57%, and decreased 11 basis points year-over-year from 6.02%. For the full-year, net interest margin of 5.80% decreased 8 basis points year over year from 5.88%. In the fourth quarter and full-year 2024, the average rate on deposits was 193 and 217 basis points lower than that of warehouse facilities, respectively. This translates to approximately $500 million and $564 million of annual interest expense savings, respectively. </p><p> <b>Member and Product Growth</b> </p><p> Continued growth in both total members and products in the fourth quarter and full-year 2024, along with improving operating efficiency, reflects the benefits of our broad product suite and unique Financial Services Productivity Loop (FSPL) strategy. </p><p> Record new member additions were 785 thousand in the fourth quarter of 2024, and total members reached over 10.1 million, up 34% from 7.5 million at the same prior year period. </p><p> Record product additions were 1.1 million in the fourth quarter of 2024, and total products were over 14.7 million, up 32% from 11.1 million at the same prior year period. </p><p> Financial Services products increased by 34% year-over-year to 12.7 million, primarily driven by continued demand for our SoFi Money, Relay and Invest products, and drove 90% of our total product growth. </p><p> Lending products increased by 21% year-over-year to 2.0 million products, driven primarily by continued demand for personal, student and home loan products. </p><p> Technology Platform enabled accounts increased by 15% year-over-year to 168 million. </p><p> <b>Financial Services Segment Results</b> </p><p> For the fourth quarter of 2024, Financial Services segment net revenue of $256.5 million increased 84% from the prior year period. Net interest income of $160.3 million increased 47% year-over-year, primarily driven by growth in consumer deposits. Noninterest income of $96.2 million increased 220% year-over-year, which represents nearly $390 million in annualized revenue. </p><p> For the full-year ended 2024, Financial Services segment net revenue of $821.5 million increased 88% from the prior year period. Net interest income of $573.4 million increased 71% year-over-year, primarily driven by growth in consumer deposits. Noninterest income of $248.1 million increased 144% year-over-year. </p><p> In the fourth quarter, we generated $63.2 million in loan platform fees, driven by $1.1 billion of personal loans originated on behalf of third parties as well as referrals. Additionally, our Loan Platform Business generated $3.6 million in servicing cash flow which is recorded in our Lending segment. In total, our Loan Platform Business added $66.9 million to our consolidated adjusted net revenue across these two segments. </p><p> In addition to our Loan Platform Business, we continued to see healthy growth in interchange in the fourth quarter and full-year 2024, up 63% and 90% year-over-year, respectively, as a result of over $14 billion in total annualized spend in the quarter across Money and Credit Card. </p><p> Contribution profit for the fourth quarter of 2024 reached $114.9 million, a $89.8 million improvement from the prior year period, while contribution margin grew 27 percentage points year-over-year to 45%. Contribution profit for the full-year of 2024 reached $307.0 million, a $307.3 million improvement from the prior year period, while contribution margin improved significantly year-over-year to 37%. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td colspan="23" class="bwvertalignb bwpadl0" rowspan="1"><p class="bwcellpmargin"> <b>Financial Services – Segment Results of Operations</b> </p> </td> </tr> <tr> <td class="bwpadl0" colspan="23" rowspan="1"/> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 160,337 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 109,072 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 573,422 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 334,847 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 71 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Noninterest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 96,183 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,043 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 220 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 248,089 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 101,668 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 144 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Total net revenue – Financial Services</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 256,520 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 139,115 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 84 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 821,511 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 436,515 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 88 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Provision for credit losses<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,852 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (12,092 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (43 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (31,659 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (54,945 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (42 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Directly attributable expenses<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (134,813 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (101,963 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (482,845 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (381,832 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Contribution profit</b> <b>– Financial Services</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 114,855 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,060 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 358 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 307,007 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (262 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin – Financial Services<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 45 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 37 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> In the fourth quarter of 2024, we made a presentation change to present the <i>provision for credit losses</i> below <i>total net revenue</i> and above <i>directly attributable expenses</i>, from its previous presentation within <i>directly attributable expenses</i>. Respective prior period amounts were recast to conform to the current period presentation. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin is defined for each of our reportable segments as contribution profit (loss), divided by net revenue. </p> </td> </tr> </table><p> By continuously innovating with new and relevant offerings, features and rewards for members, SoFi grew total Financial Services products by 3.3 million, or 34%, year-over-year, bringing the total to 12.7 million at quarter-end. SoFi Money reached 5.1 million products, Relay reached 4.6 million products and SoFi Invest reached 2.5 million products by the end of the fourth quarter. </p><p> Monetization continues to improve across all products, with annualized revenue per product of $81 and $65 during the fourth quarter and full-year of 2024, up 37% and 40% year-over-year, respectively. </p><p> SoFi Money continues to offer a top tier APY of up to 3.8% as of January 27, 2025, no minimum balance requirement nor balance limits, FDIC insurance through a network of participating banks of up to $2 million, a host of free features and a unique rewards program. </p><p> Total deposits grew to $26.0 billion, with over 90% of SoFi Money deposits (inclusive of Checking and Savings and cash management accounts) coming from direct deposit members, with more than half of newly funded SoFi Money accounts setting up direct deposit by day 30. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​Financial Services – Products</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Money<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,094,785 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,374,310 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 51 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Invest<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,525,059 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,380,641 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Credit Card </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 279,360 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 245,385 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Referred loans<sup>(3)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 85,205 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 55,231 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 54 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Relay </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,636,755 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,336,868 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 39 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> At Work </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 113,917 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,035 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth59 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total financial services products<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,735,081 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,479,470 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 34 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Includes checking and savings accounts held at SoFi Bank, and cash management accounts. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Year-over-year product growth for Invest and total financial services products was 19% and 38%, respectively, when excluding digital assets accounts related to our transfer of crypto services in 2023. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Limited to loans wherein we provide third party fulfillment services as part of our Loan Platform Business. </p> </td> </tr> </table><p> <b>Technology Platform Segment Results</b> </p><p> Technology Platform segment net revenue of $102.8 million for the fourth quarter of 2024 increased 6% year-over-year. Contribution profit of $32.1 million increased 5% from the prior year period, for a contribution margin of 31%. </p><p> For the full year 2024, net revenue of $395.2 million increased 12% year-over-year. Contribution profit of $127.0 million increased 34% from the prior year period, for a contribution margin of 32%. </p><p> We have continued to demonstrate our ability to serve a broad range of clients, including governmental agencies, fintechs, and consumer brands. Notable deals include: </p><ol class="bwlistdecimal"> <li> Galileo was recently selected by the US Department of the Treasury as the processing partner for Direct Express, a prepaid debit card program that 3.4 million people use to access their federal benefits. This is a testament to our Tech Platform’s differentiated offering, as well as its strength and reliability. We are excited about the integration that will take place in 2025 and the financial impact that we will see in 2026. </li> <li> We signed a large US-based financial services provider that offers short-term consumer loans, card services, check cashing, and other financial products. They have a large, loyal, and highly active debit card portfolio and will rely on our technology to power existing and new capabilities. Once they fully transition to our platform in early 2026, they will be a top 10 client on a revenue basis. </li> <li> We have signed a leading hotel rewards brand for our new co-branded card program launching in the first half of 2025. This is a new, differentiated offering that will expand our footprint among consumer brands. </li> </ol><p> These deals represent more predictable revenue from larger established brands, with notably higher average deal sizes. The implementation and the integration cycles will be gradual and the revenue impacts will most likely be in 2026. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td colspan="23" class="bwvertalignb bwpadl0" rowspan="1"><p class="bwcellpmargin"> <b>Technology Platform – Segment Results of Operations</b> </p> </td> </tr> <tr> <td class="bwpadl0" colspan="23" rowspan="1"/> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 941 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (50 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,158 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,514 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 43 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Noninterest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 102,362 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 95,966 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 393,020 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 350,826 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Total net revenue – Technology Platform</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 102,835 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 96,907 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 395,178 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 352,340 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Directly attributable expenses </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (70,728 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (66,323 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (268,223 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (257,554 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Contribution profit</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,107 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,584 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 126,955 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 94,786 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 34 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin – Technology Platform<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 27 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin is defined for each of our reportable segments as contribution profit (loss), divided by net revenue. </p> </td> </tr> </table><p> Technology Platform total enabled client accounts increased 15% year-over-year, to 167.7 million up from 145.4 million in the prior-year period. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignt bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​Technology Platform</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total accounts </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 167,713,818 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 145,425,391 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> </table><p> <b>Lending Segment Results</b> </p><p> For the fourth quarter of 2024, Lending segment GAAP net revenue of $417.8 million increased 18% from the prior year period, while adjusted net revenue for the segment of $422.8 million increased 22% from the prior year period. For the full-year ended 2024, Lending segment GAAP net revenue of $1.5 billion increased 8% from the prior year period, while adjusted net revenue for the segment of $1.5 billion increased 11% from the prior year period. </p><p> Lending segment performance in the fourth quarter was driven by net interest income, which rose 31% year-over-year and now makes up 82% of segment adjusted net revenue. This was driven by a 23% year-over-year increase in average interest-earning assets and a 68 basis points decrease in cost of funds, mostly offset by a 62 basis points decrease year-over-year in average yields. For the full-year ended 2024, performance was also driven by net interest income, which rose 26% year-over-year. This was driven by a 38% year-over-year increase in average interest-earning assets and an 17 basis points decrease in cost of funds, partially offset by a 7 basis points decrease year-over-year in average yields. </p><p> Lending segment fourth quarter contribution profit of $246.0 million was up 9% from $226.1 million in the corresponding prior-year period. Lending segment adjusted contribution margin decreased to 58% from 65% in the prior year period. Full-year 2024 contribution profit of $890.5 million was up 8% from $823.3 million in the corresponding prior-year period. Lending segment adjusted contribution margin decreased to 60% from 62% in the corresponding prior-year period. These strong margins reflect SoFi’s ability to capitalize on continued strong demand for its lending products. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td colspan="23" class="bwvertalignb bwpadl0" rowspan="1"><p class="bwcellpmargin"> <b>​Lending – Segment Results of Operations</b> </p> </td> </tr> <tr> <td class="bwpadl0" colspan="23" rowspan="1"/> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 345,210 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 262,626 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,207,226 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 960,773 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Noninterest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 72,586 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 90,500 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (20 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 277,996 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 409,848 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (32 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Total net revenue – Lending</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 417,796 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 353,126 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,485,222 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,370,621 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights – change in valuation inputs or assumptions </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,962 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,595 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> n/m </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,280 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,700 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (82 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt – change in valuation inputs or assumptions </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 150 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 425 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (75 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Directly attributable expenses </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (176,825 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (120,431 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (588,507 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (513,073 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Contribution profit – Lending</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 245,958 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 226,110 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 890,543 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 823,273 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin – Lending<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 59 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 64 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue – Lending (non-GAAP)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 422,783 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 346,541 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,479,050 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,336,346 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted contribution margin – Lending (non-GAAP)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 58 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 65 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 62 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin is defined for each of our reportable segments as contribution profit (loss), divided by net revenue. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> For more information and a reconciliation of these non-GAAP financial measures to the most comparable GAAP measure, see “Non-GAAP Financial Measures” and Table 2 to the “Financial Tables” herein. </p> </td> </tr> <tr> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td colspan="16" class="bwvertalignb bwpadl0" rowspan="1"><p class="bwcellpmargin"> <b>Lending – Loans At Fair Value</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth45" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Personal Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Student Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Home Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Total</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b><span class="bwuline">December 31, 2024</span></b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Unpaid principal </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,589,623 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,215,629 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 149,862 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,955,114 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Accumulated interest </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 128,733 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 44,603 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 260 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 173,596 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Cumulative fair value adjustments<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 814,040 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 337,136 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,374 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,153,550 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total fair value of loans<sup>(2)(3)</sup> </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,532,396 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,597,368 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 152,496 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26,282,260 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b><span class="bwuline">September 30, 2024</span></b> </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Unpaid principal </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,199,604 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,437,305 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 80,115 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 23,717,024 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Accumulated interest </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 118,169 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 34,956 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 42 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 153,167 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Cumulative fair value adjustments<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 925,051 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 404,406 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,533 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,330,990 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total fair value of loans<sup>(2)(3)</sup> </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,242,824 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,876,667 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 81,690 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,201,181 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> During the three months ended December 31, 2024, the cumulative fair value adjustments for personal loans were primarily impacted by higher unpaid principal balance, higher discount rate and lower weighted average coupon. The higher discount rate was driven by a 63 basis points increase in benchmark rates partially offset by 12 basis points of spread tightening. The cumulative fair value adjustments for student loans were primarily impacted by higher unpaid principal balance, higher discount rate and higher prepayment rate. The higher discount rate was driven by a 76 basis points increase in benchmark rates partially offset by 35 basis points of spread tightening. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Each component of the fair value of loans is impacted by charge-offs during the period. Our fair value assumption for annual default rate incorporates fair value markdowns on loans beginning when they are 10 days or more delinquent, with additional markdowns at 30, 60 and 90 days past due. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Student loans are classified as loans held for investment, and personal loans and home loans are classified as loans held for sale. </p> </td> </tr> </table><p> The following table summarizes the significant inputs to the fair value model for personal and student loans: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth49" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="5" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Personal Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="5" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Student Loans</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth49" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth49" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average coupon rate<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13.4 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13.5 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.9 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.9 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth49" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average annual default rate </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.5 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.5 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.7 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.7 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth49" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average conditional prepayment rate </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26.0 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26.1 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11.0 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10.7 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth49" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average discount rate </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.29 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.78 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.40 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.99 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth49 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Benchmark rate<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.1 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.4 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.0 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.3 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Represents the average coupon rate on loans held on balance sheet, weighted by unpaid principal balance outstanding at the balance sheet date. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignb" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Corresponds with two-year SOFR for personal loans, and four-year SOFR for student loans. </p> </td> </tr> </table><p> For the fourth quarter of 2024, record origination volume of $7.2 billion increased 66% year-over-year. For the full year 2024, record origination volume of $23.2 billion increased 33% year-over-year. This was a result of continued strong demand for personal loan, student loan and home loan originations. </p><p> Personal loan record originations of $5.3 billion in the fourth quarter of 2024 were up 63% year-over-year, inclusive of $1.1 billion originated on behalf of third parties for our Loan Platform Business. Fourth quarter student loan volume of $1.3 billion was up 71% year-over-year, representing the best quarter since the end of 2021. Fourth quarter home loan volume of $577 million was up 87% year-over-year, also representing the best quarter of originations since 2021. </p><p> The fourth quarter of 2024 represented our best quarter of capital markets transactions since going public. Overall, we sold, or transferred through our Loan Platform Business, more than $3.4 billion in total of personal loans, home loans and senior secured loans. </p><p> We continued to improve credit performance in the fourth quarter, with on-balance sheet 90 day personal loan delinquency rate of 55 basis points, a decrease from 57 basis points in the prior quarter. </p><p> Personal loan annualized charge-off rate decreased to 3.37% from 3.52% in the prior quarter, including the impact of asset sales, new originations and the delinquency sales in the quarter. Had we not sold these late stage delinquencies, we estimate that, including recoveries, would have had an all-in annualized net charge off rate for personal loans of approximately 4.9% vs. 5.0% last quarter. </p><p> The data continues to support our 7–8% maximum life of loan loss assumptions for personal loans, in line with our underwriting tolerance, although we continue to trend below these levels. </p><p> Our recent vintages, originated from Q4 2022 to Q1 2024 have net cumulative losses of 3.8%, with 45% unpaid principal balance remaining. This is well below the 5.25% observed at the same point in time for the 2017 vintage – that last vintage that approached our 7–8% tolerance. Similar to last quarter, the gap between the newer cohort curve and the 2017 cohort curve widened by 15 basis points, demonstrating continued improvement. </p><p> Additionally, looking at our Q1 2020 through Q3 2024 originations, 58% of principal has already been paid down, with 6.5% in net cumulative losses. Therefore, for life-of-loan losses on this entire cohort of loans to reach 8%, the charge-off at a rate on the remaining 42% of unpaid principal would need to exceed 10%. This would be well above past levels, further underscoring our confidence in achieving loss rates below 8% tolerance. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td colspan="23" class="bwvertalignb bwpadl0" rowspan="1"><p class="bwcellpmargin"> <b>​Lending – Originations and Average Balances</b> </p> </td> </tr> <tr> <td class="bwpadl0" colspan="23" rowspan="1"/> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td rowspan="2" class="bwvertalignb bwsinglebottom bwpadl0" colspan="2"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td rowspan="2" class="bwvertalignb bwsinglebottom bwpadl0" colspan="2"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Origination volume ($ in thousands, during period) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Personal loans<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,251,949 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,222,759 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 63 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,614,985 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,801,065 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 28 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Student loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,348,970 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 789,970 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 71 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,780,752 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,630,040 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 44 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Home loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 577,362 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 308,884 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,820,213 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 997,492 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 82 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,178,281 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,321,613 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 66 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 23,215,950 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,428,597 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwdoublebottom bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 33 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Average loan balance ($, as of period end)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Personal loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,377 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,223 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Student loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 42,960 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 44,683 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (4 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Home loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 279,321 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 284,289 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Inclusive of origination volume related to our Loan Platform Business. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Within each loan product category, average loan balance is defined as the total unpaid principal balance of the loans divided by the number of loans that have a balance greater than zero dollars as of the reporting date. Average loan balance includes loans on our balance sheet, as well as transferred loans and referred loans with which we have a continuing involvement through our servicing agreements. </p> </td> </tr> <tr> <td class="bwpadl0 bwvertalignt" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​Lending – Products</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>% Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Personal loans<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,405,928 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,113,864 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Student loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 568,612 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 519,489 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth59" rowspan="1" colspan="1"><p class="bwcellpmargin"> Home loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 35,814 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 29,653 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth59 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total lending products </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,010,354 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,663,006 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Includes loans which we originate as part of our Loan Platform Business. </p> </td> </tr> </table><p> <b>Guidance and Outlook</b> </p><p> Looking forward to 2025, after a year of bolstering the capital base, reaching GAAP profitability, as well as the scale required to drive continued profitability, management wants to better tilt the incremental revenue growth toward investment. </p><p> In 2025, management plans to manage towards an incremental EBITDA margin of approximately 30%, as the company re-invests in the business to continue to drive durable growth and strong returns well into the future. </p><p> In line with market expectations, the macro assumptions that underpin our financial guide include: </p><ul class="bwlistdisc"> <li> An interest rate outlook consistent with the forward curve and just north of 1.5 rate cuts </li> <li> GDP expansion of 1–2% </li> <li> Normalization of unemployment in the 5% range </li> <li> Continuation of normalized credit spreads across capital markets and stabilization of consumer credit </li> </ul><p> In the first quarter of 2025, management expects to generate $725 to $745 million of adjusted net revenue, $175 to $185 million of adjusted EBITDA, $30 to $40 million of GAAP net income and $0.03 of GAAP EPS. </p><p> For the full year 2025, management expects to deliver adjusted net revenue of $3.200 to $3.275 billion, which equates to approximately 23 to 26% year-over-year growth. Management expects adjusted EBITDA of $845 to $865 million, which equates to an incremental EBITDA margin of 30%, in line with our long term investment philosophy. We expect GAAP net income of $285 to $305 million, with an incremental margin of 20% when excluding 2024 non-recurring income tax benefits and gains on convertible notes. Lastly, we expect GAAP EPS of $0.25 to $0.27 cents per share. This guidance assumes a tax rate of 26%, which we currently believe to be our effective tax rate in 2025. </p><p> Management expects growth in tangible book value of approximately $550 to $575 million and expects to maintain a total capital ratio north of 15%. </p><p> Management expects to add at least 2.8 million new members in 2025, which represents 28% growth from 2024 levels. </p><p> Management will further address full-year guidance on the quarterly earnings conference call. Management has not reconciled forward-looking non-GAAP measures to their most directly comparable GAAP measures. This is because the company cannot predict with reasonable certainty and without unreasonable efforts the ultimate outcome of certain GAAP components of such reconciliations due to market-related assumptions that are not within our control as well as certain legal or advisory costs, tax costs or other costs that may arise. For these reasons, management is unable to assess the probable significance of the unavailable information, which could materially impact the amount of the future directly comparable GAAP measures. </p><p> <b>Earnings Webcast</b> </p><p> SoFi’s executive management team will host a live audio webcast beginning at 8:00 a.m. Eastern Time (5:00 a.m. Pacific Time) today to discuss the quarter’s financial results and business highlights. All interested parties are invited to listen to the live webcast at <a rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Finvestors.sofi.com&esheet=54191622&newsitemid=20250127863954&lan=en-US&anchor=https%3A%2F%2Finvestors.sofi.com&index=1&md5=603bb28a0faada26d2e1c62ab4df3f3b" shape="rect">https://investors.sofi.com</a>. A replay of the webcast will be available on the SoFi Investor Relations website for 30 days. Investor information, including supplemental financial information, is available on SoFi’s Investor Relations website at <a rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Finvestors.sofi.com&esheet=54191622&newsitemid=20250127863954&lan=en-US&anchor=https%3A%2F%2Finvestors.sofi.com&index=2&md5=c7c56259897ae517a11449e5ccdcac5d" shape="rect">https://investors.sofi.com</a>. </p><p> <b>Cautionary Statement Regarding Forward-Looking Statements</b> </p><p> Certain of the statements above are forward-looking and as such are not historical facts. This includes, without limitation, statements regarding our expectations for first quarter of 2025 and full year 2025 adjusted net revenue, adjusted EBITDA, adjusted EBITDA margin, GAAP net income, GAAP EPS, year end total capital ratio, member growth, and expected growth in tangible book value, our expectations regarding our ability to increase capital-light, higher ROE, fee-based revenue streams, our expectations regarding our ability to continue to grow our business, build our brand and launch new business lines and products, our ability to continue to attract and execute deals, our ability to continue to improve our financials and increase our member, product and total accounts count, our ability to achieve diversified and more durable growth, our ability to continue the momentum seen in 2024 in 2025, our ability to have loss rates below 8%, our ability to navigate the macroeconomic environment, any changes in demand for our products, and the financial position, business strategy and plans and objectives of management for our future operations. These forward-looking statements are not guarantees of performance. Such statements can be identified by the fact that they do not relate strictly to historical or current facts. Words such as “achieve”, “believe”, “continue”, “expect”, “future”, “growth”, “may”, “plan”, “strategy”, “will be”, “will continue”, and similar expressions may identify forward-looking statements, but the absence of these words does not mean that a statement is not forward-looking. Factors that could cause actual results to differ materially from those contemplated by these forward-looking statements include: (i) the effect of and our ability to respond and adapt to changing market and economic conditions, including economic downturns, fluctuating inflation and interest rates, and volatility from global events; (ii) our ability to maintain net income profitability, continue to increase capital-light, higher ROE, fee-based revenue streams, continue to grow across our segments in the future, as well as our ability to meet our guidance; (iii) the impact on our business of the regulatory environment, changes in governmental policies, and complexities with compliance related to such environment; (iv) our ability to realize the benefits of being a bank holding company and operating SoFi Bank, including continuing to grow high quality deposits and our rewards program for members; (v) our ability to continue to drive brand awareness and realize the benefits of our marketing and advertising campaigns; (vi) our ability to vertically integrate our businesses and accelerate the pace of innovation of our financial products; (vii) our ability to manage our growth effectively and our expectations regarding the development and expansion of our business; (viii) our ability to access sources of capital on acceptable terms or at all; (ix) the success of our continued investments in our Financial Services segment and in our business generally; (x) our ability to expand our member base and increase our product adds; (xi) our ability to maintain our leadership position in certain categories of our business and to grow market share in existing markets or any new markets we may enter; (xii) our ability to cater to a broad range of clients and continue to execute deals with current or future business partners; (xiii) our ability to develop new products, features and functionality that are competitive and meet market needs; (xiv) our ability to realize the benefits of our strategy, including what we refer to as our FSPL; (xv) our ability to make accurate credit and pricing decisions or effectively forecast our loss rates; (xvi) our ability to establish and maintain an effective system of internal controls over financial reporting; (xvii) our ability to maintain the security and reliability of our products; and (xviii) the outcome of any legal or governmental proceedings instituted against us. The foregoing list of factors is not exhaustive. You should carefully consider the foregoing factors and the other risks and uncertainties set forth in the section titled “Risk Factors” in our last quarterly report on Form 10-Q, as filed with the Securities and Exchange Commission, and those that are included in any of our future filings with the Securities and Exchange Commission, including our annual report on Form 10-K, under the Exchange Act. These forward-looking statements are based on information available as of the date hereof and current expectations, forecasts and assumptions, and involve a number of judgments, risks and uncertainties. Accordingly, forward-looking statements should not be relied upon as representing our views as of any subsequent date, and we do not undertake any obligation to update forward-looking statements to reflect events or circumstances after the date they were made, whether as a result of new information, future events or otherwise, except as may be required under applicable securities laws. </p><p> As a result of a number of known and unknown risks and uncertainties, our actual results or performance may be materially different from those expressed or implied by these forward-looking statements. You should not place undue reliance on these forward-looking statements. </p><p> <b>Non-GAAP Financial Measures</b> </p><p> This press release presents information about certain non-GAAP financial measures provided as supplements to the results provided in accordance with accounting principles generally accepted in the United States (GAAP). Our management and Board of Directors uses these non-GAAP measures to evaluate our operating performance, formulate business plans, help better assess our overall liquidity position, and make strategic decisions, including those relating to operating expenses and the allocation of internal resources. Accordingly, we believe that these non-GAAP measures provide useful information to investors and others in understanding and evaluating our operating results in the same manner as our management and Board of Directors. These non-GAAP measures have limitations as analytical tools, and should not be considered in isolation from, or as a substitute for, the analysis of other GAAP financial measures. Other companies may not use these non-GAAP measures or may use similar measures that are defined in a different manner. Therefore, SoFi's non-GAAP measures may not be directly comparable to similarly titled measures of other companies. </p><p> Reconciliations of these non-GAAP measures to the most directly comparable GAAP financial measures are provided in Table 2 to the “Financial Tables” herein. </p><p> <b>About SoFi</b> </p><p> SoFi (NASDAQ: SOFI) is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps its over 10.1 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app. SoFi also equips members with the resources they need to get ahead – like credentialed financial planners, exclusive experiences and events, and a thriving community – on their path to financial independence. </p><p> SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings, SoFi Invest, SoFi Credit Card, SoFi Protect, and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. For more information, visit <a rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.sofi.com&esheet=54191622&newsitemid=20250127863954&lan=en-US&anchor=https%3A%2F%2Fwww.sofi.com&index=3&md5=c2382f004981a2659d969d81cd98be14" shape="rect">https://www.sofi.com</a> or download our iOS and Android apps. </p><p> <b>Availability of Other Information About SoFi</b> </p><p> Investors and others should note that we communicate with our investors and the public using our website (<a rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.sofi.com&esheet=54191622&newsitemid=20250127863954&lan=en-US&anchor=https%3A%2F%2Fwww.sofi.com&index=4&md5=3179d58100941a0b540c2e03af6fe4a8" shape="rect">https://www.sofi.com</a>), the investor relations website (<a rel="nofollow" href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Finvestors.sofi.com&esheet=54191622&newsitemid=20250127863954&lan=en-US&anchor=https%3A%2F%2Finvestors.sofi.com&index=5&md5=cccf8d376385b38c267581f22b8cf293" shape="rect">https://investors.sofi.com</a>), and on social media (X and LinkedIn), including but not limited to investor presentations and investor fact sheets, Securities and Exchange Commission filings, press releases, public conference calls and webcasts. The information that SoFi posts on these channels and websites could be deemed to be material information. As a result, SoFi encourages investors, the media, and others interested in SoFi to review the information that is posted on these channels, including the investor relations website, on a regular basis. This list of channels may be updated from time to time on SoFi’s investor relations website and may include additional social media channels. The contents of SoFi’s website or these channels, or any other website that may be accessed from its website or these channels, shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended. </p><p> SOFI-F </p><p class="bwalignc"> <b>FINANCIAL TABLES <br/></b><b>(Unaudited)</b> </p><ol class="bwlistdecimal"> <li> Condensed Consolidated Statements of Operations and Comprehensive Income (Loss) </li> <li> Reconciliation of GAAP to Non-GAAP Financial Measures </li> <li> Condensed Consolidated Balance Sheets </li> <li> Average Balances and Net Interest Earnings Analysis </li> <li> Condensed Consolidated Cash Flow Data </li> <li> Company Metrics </li> <li> Segment Financials </li> <li> Disaggregated Revenue </li> <li> Analysis of Charge-Offs </li> <li> Regulatory Capital </li> </ol><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="16" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 1</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth45" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0 bwalignc" colspan="16" rowspan="1"><p class="bwcellpmargin bwalignc"> <b>SoFi Technologies, Inc.</b> </p> <p class="bwcellpmargin bwalignc"> <b>Condensed Consolidated Statements of Operations and Comprehensive Income (Loss)</b> </p> <p class="bwcellpmargin bwalignc"> <b>(Unaudited)</b> </p> <p class="bwcellpmargin bwalignc"> <b><i>(In Thousands, Except for Per Share Data)</i></b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth45" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​ </p> </td> <td colspan="7" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​ </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Interest income</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin"> ​ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin"> ​ </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loans and securitizations </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 688,723 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 598,959 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,601,988 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,944,128 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 55,214 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 46,278 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 205,829 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 106,939 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest income </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 743,937 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 645,237 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,807,817 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,051,067 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Interest expense</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Securitizations and warehouses </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 23,022 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 62,989 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 112,398 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 244,220 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Deposits </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 238,596 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 182,612 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 930,154 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 507,820 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Corporate borrowings </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,039 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,882 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 48,346 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 36,833 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 111 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 113 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 438 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 454 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest expense </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 273,768 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 255,596 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,091,336 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 789,327 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 470,169 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 389,641 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,716,481 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,261,740 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Noninterest income</b> </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loan origination, sales, and securitizations </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 73,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 82,929 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 255,870 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 371,812 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,316 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,525 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,244 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 37,328 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Technology products and solutions </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 88,376 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,026 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 350,810 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 323,972 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loan platform fees </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 63,235 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,341 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 141,608 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 33,602 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 39,748 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 38,942 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 187,846 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 94,335 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest income </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 263,956 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 225,763 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 958,378 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 861,049 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 734,125 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 615,404 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,674,859 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,122,789 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Provision for credit losses<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,877 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,092 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31,712 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 54,945 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Noninterest expense</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Technology and product development </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 148,986 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 141,817 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 551,787 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 511,419 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Sales and marketing </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 229,261 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 174,705 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 796,293 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 719,400 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Cost of operations </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 128,155 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 103,947 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 461,633 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 379,998 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> General and administrative </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 160,922 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 131,685 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 600,089 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 511,011 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Goodwill impairment </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 247,174 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest expense<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 667,324 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 552,154 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,409,802 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,369,002 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income (loss) before income taxes </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 59,924 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 51,158 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 233,345 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (301,158 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income tax benefit (expense) </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 272,549 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3,245 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 265,320 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 416 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,665 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (300,742 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Earnings (loss) per share</b> </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin"> ​ </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin"> ​ </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Earnings (loss) per share – basic </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.31 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.04 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.46 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.36 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Earnings (loss) per share – diluted </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.29 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.02 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.39 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.36 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average common stock outstanding – basic </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,087,863 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 962,692 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,050,219 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 945,024 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average common stock outstanding – diluted </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,151,047 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,029,303 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,101,390 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 945,024 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> In the fourth quarter of 2024, we made a presentation change to present the <i>provision for credit losses</i> below <i>total net revenue</i> and above <i>total noninterest expense</i>, from its previous presentation within <i>total noninterest expense</i>. Respective prior period amounts were recast to conform to the current period presentation. </p> </td> </tr> </table><p class="bwalignr"> <b>Table 2</b> </p><p> <b>Non-GAAP Financial Measures <br/></b><b>(Unaudited)</b> </p><p> <b><i>A</i></b><i><b>djusted Net Revenue</b></i> </p><p> Adjusted net revenue is a non-GAAP measure. Adjusted net revenue is defined as total net revenue, adjusted to exclude the fair value changes in servicing rights and residual interests classified as debt due to valuation inputs and assumptions changes, which relate only to our Lending segment, as well as gains and losses on extinguishment of debt. We adjust total net revenue to exclude these items, as they are non-cash charges that are not realized during the period or not indicative of our core operating performance, and therefore positive or negative changes do not impact the cash available to fund our operations. Management believes this measure is useful because it enables management and investors to assess our underlying operating performance and cash available to fund our operations. In addition, management uses this measure to better decide on the proper expenses to authorize for each of our operating segments, to ultimately help achieve target contribution profit margins. </p><p> The following table reconciles adjusted net revenue to total net revenue, the most directly comparable GAAP measure: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwwidth11 bwalignc" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwwidth11 bwalignc" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwwidth11 bwalignc" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwwidth11 bwalignc" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 734,125 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 615,404 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,674,859 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,122,789 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights – change in valuation inputs or assumptions<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,962 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,595 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,280 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,700 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt – change in valuation inputs or assumptions<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 425 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Gain on extinguishment of debt<sup>(3)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14,574 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (62,517 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14,574 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth44 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 739,112 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 594,245 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,606,170 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,073,940 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects changes in fair value inputs and assumptions on servicing rights, including conditional prepayment, default rates and discount rates. These assumptions are highly sensitive to market interest rate changes and are not indicative of our performance or results of operations. Moreover, these non-cash charges are unrealized during the period and, therefore, have no impact on our cash flows from operations. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​Reflects changes in fair value inputs and assumptions on residual interests classified as debt, including conditional prepayment, default rates and discount rates. When third parties finance our consolidated securitization VIEs by purchasing residual interests, we receive proceeds at the time of the closing of the securitization and, thereafter, pass along contractual cash flows to the residual interest owner. These residual debt obligations are measured at fair value on a recurring basis, but they have no impact on our initial financing proceeds, our future obligations to the residual interest owner (because future residual interest claims are limited to contractual securitization collateral cash flows), or the general operations of our business. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects gain on extinguishment of debt. Gains and losses are recognized during the period of extinguishment for the difference between the net carrying amount of debt extinguished and the fair value of equity securities issued. </p> </td> </tr> </table><p> The following table reconciles adjusted net revenue for the Lending segment to total net revenue, the most directly comparable GAAP measure for the Lending segment: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Lending</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue – Lending (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 417,796 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 353,126 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,485,222 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,370,621 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights – change in valuation inputs or assumptions<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,962 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,595 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,280 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,700 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt – change in valuation inputs or assumptions<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 425 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth44 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue – Lending (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 422,783 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 346,541 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,479,050 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,336,346 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> See footnote (1) to the table above. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​See footnote (2) to the table above. </p> </td> </tr> </table><p> <b><i>Adjusted Noninterest Income</i></b> </p><p> Adjusted noninterest income is a non-GAAP measure. Adjusted noninterest income is defined as noninterest income, adjusted to exclude the fair value changes in servicing rights and residual interests classified as debt due to valuation inputs and assumptions changes, which relate only to our Lending segment, as well as gains and losses on extinguishment of debt. We adjust noninterest income to exclude these items, as they are non-cash charges that are not realized during the period or not indicative of our core operating performance, and therefore positive or negative changes do not impact the cash available to fund our operations. Management believes this measure is useful because it enables management and investors to assess our underlying operating performance and cash available to fund our operations. </p><p> The following table reconciles adjusted noninterest income to noninterest income, the most directly comparable GAAP measure: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Noninterest income (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 263,956 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 225,763 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 958,378 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 861,049 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights – change in valuation inputs or assumptions<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,962 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,595 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,280 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,700 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt – change in valuation inputs or assumptions<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 425 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Gain on extinguishment of debt<sup>(3)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14,574 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (62,517 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14,574 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth44 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted noninterest income (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 268,943 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 204,604 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 889,689 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 812,200 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects changes in fair value inputs and assumptions on servicing rights, including conditional prepayment, default rates and discount rates. These assumptions are highly sensitive to market interest rate changes and are not indicative of our performance or results of operations. Moreover, these non-cash charges are unrealized during the period and, therefore, have no impact on our cash flows from operations. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​Reflects changes in fair value inputs and assumptions on residual interests classified as debt, including conditional prepayment, default rates and discount rates. When third parties finance our consolidated securitization VIEs by purchasing residual interests, we receive proceeds at the time of the closing of the securitization and, thereafter, pass along contractual cash flows to the residual interest owner. These residual debt obligations are measured at fair value on a recurring basis, but they have no impact on our initial financing proceeds, our future obligations to the residual interest owner (because future residual interest claims are limited to contractual securitization collateral cash flows), or the general operations of our business. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects gain on extinguishment of debt. Gains and losses are recognized during the period of extinguishment for the difference between the net carrying amount of debt extinguished and the fair value of equity securities issued. </p> </td> </tr> </table><p> The following table reconciles adjusted noninterest income for the Lending segment to noninterest income, the most directly comparable GAAP measure for the Lending segment: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Lending</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Noninterest income – Lending (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 72,586 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 90,500 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 277,996 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 409,848 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights – change in valuation inputs or assumptions<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,962 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,595 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,280 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,700 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt – change in valuation inputs or assumptions<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 425 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl3 bwwidth44" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted noninterest income – Lending (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 77,573 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 83,915 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 271,824 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 375,573 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> See footnote (1) to the table above. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​See footnote (2) to the table above. </p> </td> </tr> </table><p> <b><i>Adjusted Contribution Margin and Incremental Adjusted Contribution Margin — Lending</i></b> </p><p> Adjusted contribution margin and incremental adjusted contribution margin are non-GAAP measures and relate only to our Lending segment. Adjusted contribution margin is defined as segment contribution profit (loss) for the Lending segment, divided by adjusted net revenue for the Lending segment, a non-GAAP measure. Incremental adjusted contribution margin is defined as the change in segment contribution profit (loss) for our Lending segment, divided by change in adjusted net revenue for the Lending segment. See ‘<i>Adjusted Net Revenue’ </i>above for a reconciliation of Lending segment adjusted net revenue. </p><p> Management believes adjusted contribution margin metrics are useful because they enable management and investors to assess the underlying operating performance of our Lending segment, by removing the impact of changes in volume over periods to present a comparable view of segment contribution profit (loss), which is a measure of the direct profitability of each of our reportable segments, as a percentage of segment adjusted net revenue for the Lending segment during each period. </p><p> The following table presents a reconciliation of adjusted contribution margin and incremental adjusted contribution margin for our reportable Lending segment: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>2024 vs 2023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended</b> </p> <p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>2024 vs 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>$ Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>$ Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Lending</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution profit – Lending (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 245,958 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 226,110 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 19,848 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 890,543 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 823,273 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 67,270 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net revenue – Lending (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 417,796 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 353,126 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 64,670 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,485,222 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,370,621 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 114,601 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin – Lending (GAAP)<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 59 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 64 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Incremental contribution margin – Lending (GAAP)<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 59 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue – Lending (non-GAAP)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 422,783 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 346,541 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 76,242 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,479,050 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,336,346 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 142,704 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted contribution margin – Lending (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 58 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 65 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 62 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Incremental adjusted contribution margin – Lending (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution margin is defined for each of our reportable segments as contribution profit (loss), divided by net revenue. Incremental contribution margin for each of our reportable segments is defined as the change in segment contribution profit (loss), divided by change in net revenue. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Refer to ‘<i>Adjusted Net Revenue</i>’ above for reconciliation of this non-GAAP measure. </p> </td> </tr> </table><p> <b><i>Adjusted EBITDA, Adjusted EBITDA Margin and Incremental Adjusted EBITDA Margin</i></b> </p><p> Adjusted EBITDA, adjusted EBITDA margin and incremental adjusted EBITDA margin are non-GAAP measures. Adjusted EBITDA is defined as net income (loss), adjusted to exclude, as applicable: (i) corporate borrowing-based interest expense (our adjusted EBITDA measure is not adjusted for warehouse or securitization-based interest expense, nor deposit interest expense and finance lease liability interest expense, as these are direct operating expenses), (ii) income tax expense (benefit), (iii) depreciation and amortization, (iv) share-based expense (inclusive of equity-based payments to non-employees), (v) restructuring charges, (vi) impairment expense (inclusive of goodwill impairment and property, equipment and software abandonments), (vii) transaction-related expenses, (viii) foreign currency impacts related to operations in highly inflationary countries, (ix) fair value changes in each of servicing rights and residual interests classified as debt due to valuation assumptions, (x) gain on extinguishment of debt, and (xi) other charges, as appropriate, that are not expected to recur and are not indicative of our core operating performance. </p><p> Adjusted EBITDA margin is computed as adjusted EBITDA divided by adjusted net revenue. Incremental adjusted EBITDA margin is defined as the change in adjusted EBITDA, divided by change in adjusted net revenue. See ‘<i>Adjusted Net Revenue’ </i>above for a reconciliation of this non-GAAP measure. </p><p> Management believes adjusted EBITDA, adjusted EBITDA margin and incremental adjusted EBITDA margin are useful measures for period-over-period comparisons of our business. These measures enable management and investors to assess our core operating performance or results of operations by removing the effects of certain non-cash items and charges, as well as the impact of changes in volume over periods as applicable. In addition, management uses these measures to help evaluate cash flows generated from operations and the extent of additional capital, if any, required to invest in strategic initiatives. </p><p> The following table reconciles adjusted EBITDA to net income (loss), the most directly comparable GAAP measure, and presents the computations of adjusted EBITDA margin and incremental adjusted EBITDA margin: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended</b> </p> <p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>2024 vs 2023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended</b> </p> <p class="bwalignc bwcellpmargin"> <b>D</b><b>ecember 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>2024 vs 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>$ Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>$ Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 284,560 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,665 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (300,742 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 799,407 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Non-GAAP adjustments: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest expense – corporate borrowings<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,039 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,882 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,157 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 48,346 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 36,833 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,513 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income tax expense (benefit)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (272,549 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,245 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (275,794 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (265,320 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (416 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (264,904 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Depreciation and amortization<sup>(3)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 53,545 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 53,449 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 96 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 203,498 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 201,416 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,082 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Share-based expense </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 66,367 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 69,107 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2,740 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 246,152 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 271,216 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (25,064 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Restructuring charges<sup>(4)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 255 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,796 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (7,541 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,530 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,749 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (11,219 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Impairment expense<sup>(5)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 248,417 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (248,417 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Foreign currency impact of highly inflationary subsidiaries<sup>(6)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 840 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,971 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (10,131 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,683 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,971 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (9,288 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Transaction-related expense<sup>(7)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 615 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 142 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 473 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights – change in valuation inputs or assumptions<sup>(8)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,962 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,595 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,557 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,280 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,700 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 28,420 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt – change in valuation inputs or assumptions<sup>(9)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 425 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (317 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Gain on extinguishment of debt<sup>(10)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14,574 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14,574 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (62,517 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14,574 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (47,943 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total adjustments </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (134,516 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 133,291 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (267,807 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 167,815 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 732,479 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (564,664 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted EBITDA (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 197,957 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 181,204 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,753 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 666,480 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 431,737 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 234,743 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 284,560 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,665 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (300,742 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 799,407 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 734,125 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 615,404 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 118,721 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,674,859 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,122,789 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 552,070 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) margin (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 45 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 19 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Incremental net income (loss) margin (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 240 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 145 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue (non-GAAP)<sup>(11)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 739,112 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 594,245 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 144,867 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,606,170 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,073,940 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 532,230 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted EBITDA margin (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 27 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Incremental adjusted EBITDA margin (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 44 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Our adjusted EBITDA measure adjusts for corporate borrowing-based interest expense, as these expenses are a function of our capital structure. Corporate borrowing-based interest expense includes interest on our revolving credit facility, as well as interest expense and the amortization of debt discount and debt issuance costs on our convertible notes. Convertible note interest expense in the 2024 periods increased related to the issuance of interest-bearing convertible senior notes during the first quarter of 2024. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Our income tax position in 2024 was primarily due to the release in the fourth quarter of a $258 million valuation allowance against certain deferred tax assets based on our reassessment of their realizability. Income taxes in 2023 were primarily attributable to income tax benefits from foreign losses in jurisdictions with net deferred tax liabilities related to Technisys, offset by income tax expense associated with the profitability of SoFi Bank in state jurisdictions where separate filings are required, as well as federal taxes where our tax credits and loss carryforwards may be limited. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Depreciation and amortization expense in 2024 was primarily related to our internally-developed software and intangibles. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (4) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Restructuring charges in 2024 relate to legal entity restructuring. Restructuring charges in 2023 primarily included employee-related wages, benefits and severance associated with a small reduction in headcount in our Technology Platform segment in the first quarter of 2023 and expenses in the fourth quarter of 2023 related to a reduction in headcount across the Company, which do not reflect expected future operating expenses and are not indicative of our core operating performance. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (5) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Impairment expense in 2023 includes $247,174 related to goodwill impairment, and $1,243 related to a sublease arrangement, which are not indicative of our core operating performance. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Foreign currency charges reflect the impacts of highly inflationary accounting for our operations in Argentina, which are related to our Technology Platform segment and commenced in the first quarter of 2022 with the Technisys Merger. For the year ended December 31, 2023, all amounts were reflected in the fourth quarter, as inter-quarter amounts were determined to be immaterial. Amounts in 2022 were determined to be immaterial. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (7) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Transaction-related expenses in 2024 and 2023 included financial advisory and professional services costs associated with our acquisition of Wyndham. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (8) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects changes in fair value inputs and assumptions, including market servicing costs, conditional prepayment, default rates and discount rates. This non-cash change is unrealized during the period and, therefore, has no impact on our cash flows from operations. As such, these positive and negative changes in fair value attributable to assumption changes are adjusted out of net income (loss) to provide management and financial users with better visibility into the earnings available to finance our operations. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (9) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects changes in fair value inputs and assumptions, including conditional prepayment, default rates and discount rates. When third parties finance our consolidated VIEs through purchasing residual interests, we receive proceeds at the time of the securitization close and, thereafter, pass along contractual cash flows to the residual interest owner. These obligations are measured at fair value on a recurring basis, which has no impact on our initial financing proceeds, our future obligations to the residual interest owner (because future residual interest claims are limited to contractual securitization collateral cash flows), or the general operations of our business. As such, these positive and negative non-cash changes in fair value attributable to assumption changes are adjusted out of net income (loss) to provide management and financial users with better visibility into the earnings available to finance our operations.. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (10) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Reflects gain on extinguishment of debt. Gains and losses are recognized during the period of extinguishment for the difference between the net carrying amount of debt extinguished and the fair value of equity securities issued. </p> </td> </tr> <tr> <td class="bwpadl0 bwvertalignb bwpadr0" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignr"> (11) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Refer to '<i>Adjusted Net Revenue' </i>above for reconciliation of this non-GAAP measure. </p> </td> </tr> </table><p> <b><i>Tangible Book Value and Tangible Book Value per Common Share</i></b> </p><p> Beginning in the fourth quarter of 2024, the company is modifying the presentation of its tangible book value and tangible book value per share, which are non-GAAP measures. Tangible book value is defined as permanent equity, adjusted to exclude goodwill and intangible assets, net of related deferred tax liabilities. Tangible book value per common share represents tangible book value at period-end divided by common stock outstanding at period-end. </p><p> Prior to the fourth quarter of 2024, tangible book value was defined as permanent equity, adjusted to exclude goodwill and intangible assets. Tangible book value per common share was defined as tangible book value at period-end divided by diluted weighted average common stock outstanding during the period. </p><p> These modifications are intended to enhance investors’ overall understanding of our capital adequacy. Prior period tangible book value and tangible book value per share in this release have been recast to conform with the current presentation. These changes have no impact on any of the company’s previously reported GAAP results for any periods presented. </p><p> These measures are utilized by management in assessing our use of equity and capital adequacy. We believe that tangible book value presents a meaningful measure of net asset value, and tangible book value per share provides additional useful information to investors to assess capital adequacy. </p><p> The following table reconciles tangible book value to permanent equity, the most directly comparable GAAP measure, and presents the computation of permanent equity per common share and tangible book value per common share for the periods presented: </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ and shares in thousands, except per share amounts)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> Permanent equity (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,525,134 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,234,612 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> Non-GAAP adjustments: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth72 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Goodwill </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth72 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Intangible assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (297,794 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (364,048 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth72 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Related deferred tax liabilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60,088 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 44,139 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> Tangible book value (as of period end) (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,893,923 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,521,198 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> Common stock outstanding (as of period end) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,095,358 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 975,862 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> Permanent equity per common share (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.96 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.36 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth72" rowspan="1" colspan="1"><p class="bwcellpmargin"> Tangible book value per common share (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.47 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.61 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> </table><p> The following tables present tangible book value and tangible book value per share recast to conform with current period presentation. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ and shares in thousands, except per share amounts)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>022</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>022</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>022</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>022</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> Permanent equity (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,525,134 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,121,481 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,901,494 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,825,605 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,234,612 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,053,388 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,257,661 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,234,072 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,208,102 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,181,003 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,186,180 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,210,299 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> Non-GAAP adjustments: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth16 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Goodwill </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,393,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,640,679 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,622,991 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,622,991 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,622,951 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,625,375 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,615,694 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth16 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Intangible assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (297,794 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (314,959 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (331,446 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (347,495 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (364,048 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (387,307 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (412,099 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (419,880 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (442,155 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (456,771 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (481,124 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (505,526 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth16 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Related deferred tax liabilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60,088 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15,654 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,023 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,437 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 44,139 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 76,892 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 78,995 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 88,502 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 101,972 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 123,929 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 135,396 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 131,002 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> Tangible book value (as of period end) (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,893,923 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,428,671 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,200,566 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,115,042 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,521,198 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,349,468 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,283,878 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,279,703 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,244,928 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,225,210 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,215,077 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,220,081 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> Common stock outstanding (as of period end) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,095,358 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,084,137 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,065,112 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,056,491 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 975,862 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 957,860 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 948,913 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 940,339 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 933,896 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 927,346 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 922,103 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 915,674 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> Permanent equity per common share (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.96 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.65 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.54 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.51 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.36 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.28 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.54 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.57 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.58 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.59 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.62 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.69 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth16" rowspan="1" colspan="1"><p class="bwcellpmargin"> Tangible book value per common share (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.47 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.08 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.94 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.90 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.61 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.50 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.46 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.49 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.47 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.48 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.49 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth4" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.52 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> </table><p> <b><i>Adjusted Net Income (Loss), Adjusted Net Income Margin, Incremental Adjusted Net Income Margin and Adjusted EPS</i></b> </p><p> Adjusted net income (loss), adjusted net income margin, incremental adjusted net income margin and adjusted diluted earnings (loss) are non-GAAP measures. Adjusted net income (loss) is defined as net income (loss), adjusted to exclude, as applicable, goodwill impairment expense and certain income tax benefits that are not expected to recur and are not indicative of our core operating performance. </p><p> Adjusted diluted earnings (loss) per share (“adjusted EPS”) is a non-GAAP financial measure that adjusts GAAP diluted earnings (loss) per share. Adjusted EPS is computed by dividing net income (loss) attributable to common stockholders, adjusted to exclude, as applicable, goodwill impairment expense and certain income tax benefits that are not expected to recur and are not indicative of our core operating performance, by the diluted weighted average number of shares of common stock outstanding during the period. </p><p> Adjusted net income margin is computed as adjusted net income (loss) divided by adjusted net revenue. Incremental adjusted net income margin is defined as the change in adjusted net income (loss), divided by change in adjusted net revenue. See ‘<i>Adjusted Net Revenue’ </i>above for a reconciliation of this non-GAAP measure. </p><p> Management believes adjusted net income (loss), adjusted net income margin, incremental adjusted net income margin and adjusted EPS are useful because they enable management and investors to assess our core operating performance or results of operations, by removing the effects of certain non cash items and charges to present a comparable view for period over period comparisons of our business. </p><p> The following table: (i) reconciles adjusted net income (loss) to net income (loss), the most directly comparable GAAP measure, (ii) reconciles adjusted EPS to diluted earnings (loss) per share, the most directly comparable GAAP measure, and (iii) presents the computations of adjusted net income margin and incremental adjusted net income margin. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended</b> </p> <p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>2024 vs 2023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended</b> </p> <p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>2024 vs 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ and shares in thousands, except per share amounts)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>$ Change</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth9" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>$ Change</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) (GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 284,560 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,665 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (300,742 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 799,407 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Non-GAAP adjustments: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income tax benefit from release of tax valuation allowance </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (258,401 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (258,401 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (258,401 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (258,401 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income tax benefit from restructuring </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,042 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,042 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,042 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,042 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Goodwill impairment expense </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 247,174 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (247,174 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net income (loss) (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 61,030 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,117 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 227,222 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (53,568 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 280,790 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Numerator:</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) attributable to common stockholders – diluted (GAAP)<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,615 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 434,776 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (341,167 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Non-GAAP adjustments: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income tax benefit from release of tax valuation allowance </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (258,401 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (258,401 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Income tax benefit from restructuring </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,042 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,042 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Goodwill impairment expense </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 247,174 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net income (loss) attributable to common stockholders – diluted (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 61,030 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,615 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 163,333 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (93,993 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Denominator:</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Weighted average common stock outstanding – diluted </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,151,047 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,029,303 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,101,390 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 945,024 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Earnings (loss) per share – diluted (GAAP)<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.29 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.02 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.39 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.36 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Impact of adjustments per share </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.24 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.24 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.26 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted earnings (loss) per share – diluted (non-GAAP)<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.05 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.02 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.15 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (0.10 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) margin (GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 45 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 19 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (14 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue (non-GAAP)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 739,112 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 594,245 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,606,170 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,073,940 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net income margin (non-GAAP) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> )% </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Incremental adjusted net income margin (non-GAAP) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 53 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> For the year ended December 31, 2024, diluted earnings per share and diluted net income attributable to common stockholders exclude gain on extinguishment of debt, net of tax, as well as interest expense incurred, net of tax, associated with convertible note activity during the period as evaluated under the if-converted method. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Refer to '<i>Adjusted Net Revenue' </i>above for reconciliation of this non-GAAP measure. </p> </td> </tr> <tr> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="8" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 3</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth73" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0 bwalignc" colspan="8" rowspan="1"><p class="bwcellpmargin bwalignc"> <b>SoFi Technologies, Inc.</b> </p> <p class="bwcellpmargin bwalignc"> <b>Condensed Consolidated Balance Sheets</b> </p> <p class="bwcellpmargin bwalignc"> <b>(Unaudited)</b> </p> <p class="bwcellpmargin bwalignc"> <b><i>(In Thousands, Except for Share Data)</i></b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth73" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​ </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Assets</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin"> ​ </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Cash and cash equivalents </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,538,293 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,085,020 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Restricted cash and restricted cash equivalents </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 171,067 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 530,558 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Investment securities (includes available-for-sale securities of $1,804,043 and $595,187 at fair value with associated amortized cost of $1,807,686 and $596,757, as of December 31, 2024 and December 31, 2023, respectively) </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,895,689 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 701,935 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loans held for sale, at fair value </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,684,892 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15,396,771 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loans held for investment, at fair value </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,597,368 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,725,484 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loans held for investment, at amortized cost (less allowance for credit losses of $46,684 and $54,695, as of December 31, 2024 and December 31, 2023, respectively) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,246,458 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 836,159 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing rights </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 342,128 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 180,469 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Property, equipment and software </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 287,869 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 216,908 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Goodwill </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,393,505 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,393,505 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Intangible assets </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 297,794 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 364,048 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Operating lease right-of-use assets </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 81,219 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 89,635 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other assets (less allowance for credit losses of $2,444 and $1,837, as of December 31, 2024 and December 31, 2023, respectively) </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,714,669 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 554,366 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total assets </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 36,250,951 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,074,858 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Liabilities, temporary equity and permanent equity</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Liabilities: </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Deposits: </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-bearing deposits </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,861,400 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,568,993 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Noninterest-bearing deposits </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 116,804 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 51,670 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total deposits </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,978,204 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,620,663 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Accounts payable, accruals and other liabilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 556,923 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 549,748 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Operating lease liabilities </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 97,389 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 108,649 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Debt </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,092,692 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,233,416 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 609 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,396 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total liabilities </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 29,725,817 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,519,872 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Commitments, guarantees, concentrations and contingencies </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Temporary equity: </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Redeemable preferred stock, $0.00 par value: 100,000,000 and 100,000,000 shares authorized; — and 3,234,000 shares issued and outstanding as of December 31, 2024 and December 31, 2023, respectively </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 320,374 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Permanent equity: </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 1,095,357,781 and 975,861,793 shares issued and outstanding as of December 31, 2024 and December 31, 2023, respectively </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 109 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 97 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Additional paid-in capital </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,838,988 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,039,987 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Accumulated other comprehensive loss </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (8,365 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,209 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Accumulated deficit </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,305,598 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,804,263 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth73 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total permanent equity </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,525,134 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,234,612 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total liabilities, temporary equity and permanent equity </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 36,250,951 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,074,858 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth73" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="23" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 4</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0 bwalignc" colspan="23" rowspan="1"><p class="bwcellpmargin bwalignc"> <b>SoFi Technologies, Inc.</b> </p> <p class="bwcellpmargin bwalignc"> <b>Average Balances and Net Interest Earnings Analysis</b> </p> <p class="bwcellpmargin bwalignc"> <b>(Unaudited)</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31, 2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31, 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Balances</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Interest</b> </p> <p class="bwalignc bwcellpmargin"> <b>Income/Expense</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Yield/Rate</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Balances</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Interest</b> </p> <p class="bwalignc bwcellpmargin"> <b>Income/Expense</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Yield/Rate</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Assets</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-earning assets: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-bearing deposits with banks </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,802,974 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,070 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.55 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,675,248 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 34,217 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.07 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Investment securities </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,798,995 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,577 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.44 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 697,032 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,837 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7.88 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 27,068,505 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 687,290 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10.10 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,326,117 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 597,183 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10.61 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest-earning assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31,670,474 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 743,937 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9.34 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,698,397 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 645,237 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9.96 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest-earning assets </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,641,532 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,879,773 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 35,312,006 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 28,578,170 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Liabilities, Temporary Equity and Permanent Equity</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-bearing liabilities: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Demand deposits </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,171,856 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,189 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1.50 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,553,537 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,062 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2.03 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Savings deposits </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21,626,757 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 216,389 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.98 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,664,436 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 133,795 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.55 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Time deposits </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,184,996 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14,018 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.71 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,719,390 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 35,755 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.22 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest-bearing deposits </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,983,609 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 238,596 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.80 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,937,363 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 182,612 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.28 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Warehouse facilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,462,228 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21,050 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.73 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,285,127 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 53,473 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6.46 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Securitization debt </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,429 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 680 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.09 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 543,152 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,283 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.59 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other debt </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,754,166 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,442 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.05 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,626,551 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,228 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.23 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total debt </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,303,823 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 35,172 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.24 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,454,830 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 72,984 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.31 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 626 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,192 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest-bearing liabilities </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 28,288,058 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 273,768 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.85 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,401,385 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 255,596 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.53 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest-bearing liabilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 763,688 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 761,532 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total liabilities </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 29,051,746 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 23,162,917 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total temporary equity </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 320,374 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total permanent equity </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,260,260 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,094,879 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total liabilities, temporary equity and permanent equity </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 35,312,006 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 28,578,170 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 470,169 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 389,641 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest margin </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.91 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6.02 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31, 2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31, 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Balances</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Interest</b> </p> <p class="bwalignc bwcellpmargin"> <b>Income/Expense</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Yield/Rate</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Balances</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Interest</b> </p> <p class="bwalignc bwcellpmargin"> <b>Income/Expense</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average</b> </p> <p class="bwalignc bwcellpmargin"> <b>Yield/Rate</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Assets</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-earning assets: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-bearing deposits with banks </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,814,098 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 133,686 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.75 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,172,013 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 91,312 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.20 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Investment securities </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,412,821 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 79,338 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.62 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 541,590 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,096 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.63 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,360,067 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,594,793 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10.23 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,733,812 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,934,659 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwsinglebottom bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10.33 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest-earning assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 29,586,986 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,807,817 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9.49 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21,447,415 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,051,067 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9.56 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest-earning assets </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,305,102 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,055,580 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,892,088 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,502,995 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Liabilities, Temporary Equity and Permanent Equity</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interest-bearing liabilities: </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Demand deposits </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,167,328 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 45,117 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2.08 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,214,794 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 51,673 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2.33 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Savings deposits </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,385,550 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 782,205 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.25 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,481,895 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 359,444 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.24 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Time deposits </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,060,959 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 102,832 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.99 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,958,002 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 96,703 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.94 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest-bearing deposits </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,613,837 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 930,154 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.11 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,654,691 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 507,820 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.01 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Warehouse facilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,555,603 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 97,781 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6.29 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,142,096 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 192,987 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6.14 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Securitization debt </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 188,855 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,197 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.81 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 751,869 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 36,853 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.90 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other debt </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,782,732 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 56,204 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.15 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,638,748 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 51,526 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.14 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total debt </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,527,190 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 161,182 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.57 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,532,713 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 281,366 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.09 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Residual interests classified as debt </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,495 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,301 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 141 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1.15 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total interest-bearing liabilities </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26,143,522 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,091,336 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.17 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,199,705 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 789,327 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.34 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest-bearing liabilities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 753,979 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 757,070 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth30 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total liabilities </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26,897,501 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,956,775 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total temporary equity </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 123,221 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 320,374 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total permanent equity </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,871,366 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,225,846 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total liabilities, temporary equity and permanent equity </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,892,088 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 24,502,995 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,716,481 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,261,740 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest margin </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.80 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5.88 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="8" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 5</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth73" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0 bwalignc" colspan="8" rowspan="1"><p class="bwcellpmargin bwalignc"> <b>SoFi Technologies, Inc.</b> </p> <p class="bwcellpmargin bwalignc"> <b>Condensed Consolidated Cash Flow Data</b> </p> <p class="bwcellpmargin bwalignc"> <b>(Unaudited)</b> </p> <p class="bwcellpmargin bwalignc"> <b><i>(In Thousands)</i></b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth73" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​ </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> ​ </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net cash used in operating activities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,119,807 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (7,227,139 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net cash used in investing activities </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (4,820,990 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,889,864 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net cash provided by financing activities </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,034,577 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,885,602 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Effect of exchange rates on cash and cash equivalents </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 677 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth73 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (906,218 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,769,276 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,615,578 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,846,302 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth73" rowspan="1" colspan="1"><p class="bwcellpmargin"> Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,709,360 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,615,578 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="18" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 6</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth29" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"> </td> </tr> <tr> <td class="bwpadl0" colspan="18" rowspan="1"><p class="bwcellpmargin"> <b>Company Metrics</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth29" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth7" rowspan="1" colspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth29" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>022</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth29" rowspan="1" colspan="1"><p class="bwcellpmargin"> Members </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,127,323 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,372,615 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,774,236 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,131,720 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,541,860 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,957,187 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,240,091 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,655,711 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,222,533 </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth29" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total Products </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14,745,435 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,650,730 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,776,430 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,830,128 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,142,476 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,447,806 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,401,025 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,554,363 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,894,636 </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth29 bwpadl3" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total Products — Lending segment </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,010,354 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,890,761 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,786,580 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,705,155 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,663,006 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,593,906 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,503,892 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,416,122 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" style="height:19px;" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" style="height:19px;" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,340,597 </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth29 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total Products — Financial Services segment </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,735,081 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,759,969 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,989,850 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,124,973 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,479,470 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,853,900 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,897,133 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,138,241 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,554,039 </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth29" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total Accounts — Technology Platform segment </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 167,713,818 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 160,179,299 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 158,485,125 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 151,049,375 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 145,425,391 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 136,739,131 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 129,356,203 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 126,326,916 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 130,704,351 </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth29" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth7" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth29" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total Products, excluding digital assets<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14,745,435 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,650,730 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,776,430 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,830,128 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,876,881 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,984,685 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,965,949 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,139,065 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,497,761 </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth29 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total Products, excluding digital assets — Financial Services segment<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,735,081 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 11,759,969 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,989,850 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10,124,973 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,213,875 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,390,779 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,462,057 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,722,943 </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,157,164 </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth29 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> SoFi Invest, excluding digital assets<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,525,059 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,394,367 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,332,045 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,224,705 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,115,046 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,001,951 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,880,701 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,795,617 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth7" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,761,989 </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> In the fourth quarter of 2023, we transferred the crypto services provided by SoFi Digital Assets, LLC, and began closing existing digital assets accounts and removing the account from Invest products. This process was completed in the first quarter of 2024. </p> </td> </tr> </table><p> <b><i>Members</i></b> </p><p> We refer to our customers as “members”. We define a member as someone who has a lending relationship with us through origination and/or ongoing servicing, opened a financial services account, linked an external account to our platform or signed up for our credit score monitoring service. Our members have access to our CFPs, our member events, our content, educational material, news, and our tools and calculators, which are provided at no cost to the member. We view members as an indication not only of the size and a measurement of growth of our business, but also as a measure of the significant value of the data we have collected over time. </p><p> Once someone becomes a member, they are always considered a member unless they are removed in accordance with our terms of service, in which case, we adjust our total number of members. This could occur for a variety of reasons—including fraud or pursuant to certain legal processes—and, as our terms of service evolve together with our business practices, product offerings and applicable regulations, our grounds for removing members from our total member count could change. The determination that a member should be removed in accordance with our terms of service is subject to an evaluation process, following the completion, and based on the results, of which, relevant members and their associated products are removed from our total member count in the period in which such evaluation process concludes. However, depending on the length of the evaluation process, that removal may not take place in the same period in which the member was added to our member count or the same period in which the circumstances leading to their removal occurred. For this reason, our total member count may not yet reflect adjustments that may be made once ongoing evaluation processes, if any, conclude. Beginning in the first quarter of 2024, we aligned our methodology for calculating member and product metrics with our member and product definitions to include co-borrowers, co-signers, and joint- and co-account holders, as applicable. Quarterly amounts for prior periods were determined to be immaterial and were not recast. </p><p> <b><i>Total Products</i></b> </p><p> Total products refers to the aggregate number of lending and financial services products that our members have selected on our platform since our inception through the reporting date, whether or not the members are still registered for such products. Total products is a primary indicator of the size and reach of our Lending and Financial Services segments. Management relies on total products metrics to understand the effectiveness of our member acquisition efforts and to gauge the propensity for members to use more than one product. </p><p> In our Lending segment, total products refers to the number of personal loans, student loans and home loans that have been originated through our platform through the reporting date, inclusive of loans which we originate as part of our Loan Platform Business, whether or not such loans have been paid off. If a member has multiple loan products of the same loan product type, such as two personal loans, that is counted as a single product. However, if a member has multiple loan products across loan product types, such as one personal loan and one home loan, that is counted as two products. The account of a co-borrower or co-signer is not considered a separate lending product. </p><p> In our Financial Services segment, total products refers to the number of SoFi Money accounts (inclusive of checking and savings accounts held at SoFi Bank and cash management accounts), SoFi Invest accounts, SoFi Credit Card accounts (including accounts with a zero dollar balance at the reporting date), referred loans (which are originated by a third-party partner to which we provide pre-qualified borrower referrals), SoFi At Work accounts and SoFi Relay accounts (with either credit score monitoring enabled or external linked accounts) that have been opened through our platform through the reporting date. Checking and savings accounts are considered one account within our total products metric. Our SoFi Invest service is composed of two products: active investing accounts and robo-advisory accounts. Our members can select any one or combination of the types of SoFi Invest products. If a member has multiple SoFi Invest products of the same account type, such as two active investing accounts, that is counted as a single product. However, if a member has multiple SoFi Invest products across account types, such as one active investing account and one robo-advisory account, those separate account types are considered separate products. The account of a joint- or co-account holder is considered a separate financial services product. In the event a member is removed in accordance with our terms of service, as discussed under “Members” above, the member’s associated products are also removed. </p><p> <b><i>Technology Platform Total Accounts</i></b> </p><p> In our Technology Platform segment, total accounts refers to the number of open accounts at Galileo as of the reporting date. We include intercompany accounts on the Galileo platform as a service in our total accounts metric to better align with the Technology Platform segment revenue which includes intercompany revenue. Intercompany revenue is eliminated in consolidation. Total accounts is a primary indicator of the accounts dependent upon our technology platform to use virtual card products, virtual wallets, make peer-to-peer and bank-to-bank transfers, receive early paychecks, separate savings from spending balances, make debit transactions and rely upon real-time authorizations, all of which result in revenues for the Technology Platform segment. We do not measure total accounts for the Technisys products and solutions, as the revenue model is not primarily dependent upon being a fully integrated, stand-ready service. </p><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="37" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 7</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth28" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="35" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0" colspan="37" rowspan="1"><p class="bwcellpmargin"> <b>Segment Financials</b> </p> <p class="bwcellpmargin"> <b>(Unaudited)</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth28" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="35" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>​</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="35" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Quarter Ended</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ and shares in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>September 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>June 30,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>March 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31,</b> </p> <p class="bwalignc bwcellpmargin"> <b>2</b><b>022</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Lending</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 345,210 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 316,268 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 279,212 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 266,536 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 262,626 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 265,215 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 231,885 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 201,047 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 183,607 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 72,586 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 79,977 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 61,493 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 63,940 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 90,500 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 83,758 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 99,556 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 136,034 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 144,584 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 417,796 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 396,245 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 340,705 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 330,476 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 353,126 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 348,973 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 331,441 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 337,081 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 328,191 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue – Lending<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 422,783 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 391,892 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 339,052 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 325,323 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 346,541 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 342,481 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 322,238 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 325,086 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 314,930 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution profit – Lending<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 245,958 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 238,928 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 197,938 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 207,719 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 226,110 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 203,956 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 183,309 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 209,898 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 208,799 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Technology Platform</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 473 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 629 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 555 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 501 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 941 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 573 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 102,362 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 101,910 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 94,883 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 93,865 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 95,966 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 89,350 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,623 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 77,887 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 85,652 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 102,835 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 102,539 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 95,438 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 94,366 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 96,907 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 89,923 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,623 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 77,887 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 85,652 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution profit – Technology Platform </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,107 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,955 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 31,151 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,742 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,584 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 32,191 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,154 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14,857 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,881 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Financial Services</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 160,337 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 154,143 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 139,229 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 119,713 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 109,072 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 93,101 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 74,637 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 58,037 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 45,609 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 96,183 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 84,165 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 36,903 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,838 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,043 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,146 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 23,415 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 23,064 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 19,208 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 256,520 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 238,308 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 176,132 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 150,551 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 139,115 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 118,247 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 98,052 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 81,101 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 64,817 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Contribution profit (loss) – Financial Services<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 114,855 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 99,758 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 55,220 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 37,174 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,060 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,260 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (4,347 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (24,235 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (43,588 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Corporate/Other</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income (expense) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (35,851 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (40,030 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,412 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15,968 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,002 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,926 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (15,396 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (23,074 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (20,632 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest income (loss) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (7,175 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 59 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (7,245 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 53,634 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,254 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (6,008 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (3,702 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (837 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,349 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue (loss)<sup>(2)</sup> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (43,026 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (39,971 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (13,657 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 69,602 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26,256 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (19,934 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (19,098 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (23,911 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (21,981 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Consolidated</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net interest income </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 470,169 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 431,010 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 412,584 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 402,718 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 389,641 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 344,963 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 291,126 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 236,010 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 208,584 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total noninterest income </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 263,956 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 266,111 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 186,034 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 242,277 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 225,763 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 192,246 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 206,892 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 236,148 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 248,095 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth28 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total net revenue </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 734,125 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 697,121 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 598,618 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 644,995 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 615,404 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 537,209 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,018 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 472,158 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 456,679 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 739,112 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 689,445 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 596,965 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 580,648 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 594,245 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 530,717 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 488,815 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 460,163 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 443,418 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Net income (loss) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 332,473 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 60,745 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,404 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 88,043 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,913 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (266,684 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (47,549 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (34,422 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (40,006 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth28" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted EBITDA<sup>(1)</sup> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 197,957 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 186,237 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 137,901 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 144,385 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 181,204 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 98,025 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 76,819 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 75,689 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth5" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 70,060 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Adjusted net revenue and adjusted EBITDA are non-GAAP financial measures. For additional information on these measures and reconciliations to the most directly comparable GAAP measures, see “Non-GAAP Financial Measures” and Table 2 to the “Financial Tables” herein. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Technology Platform segment total net revenue includes intercompany fees. The equal and offsetting intercompany expenses are reflected within all three segments’ directly attributable expenses, as well as within expenses not allocated to segments. The intercompany revenues and expenses are eliminated in consolidation. The revenues are eliminated within Corporate/Other and the expenses represent a reconciling item of segment contribution profit (loss) to consolidated income (loss) before income taxes. </p> </td> </tr> <tr> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"/> <td class="bwpadl0" rowspan="1" colspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="16" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 8</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth45" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td colspan="16" class="bwpadl0" rowspan="1"><p class="bwcellpmargin"> <b>Disaggregated Revenue</b> </p> <p class="bwcellpmargin"> <b>(Unaudited)</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth45" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="7" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31,</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="7" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31,</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2024</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignc bwwidth11" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignc"> <b>2023</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Revenue from contracts with customers</b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin"> .. </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b><i>Financial Services</i></b> </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Referrals, loan platform business </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,264 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,341 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 52,129 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 33,602 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Referrals, other </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,465 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,270 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,197 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,841 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Interchange </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21,599 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13,286 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 66,829 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 35,247 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Brokerage </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,849 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,940 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21,494 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 21,127 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 651 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 417 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,797 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,647 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total financial services </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 46,828 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 29,254 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 151,446 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 97,464 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b><i>Technology Platform</i></b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Technology services </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 86,634 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 85,969 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 346,185 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 319,845 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2,045 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,112 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,492 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,145 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl9" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total technology platform. </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 88,679 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,081 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 351,677 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 323,990 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Total revenue from contracts with customers</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 135,507 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 116,335 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 503,123 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 421,454 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Other sources of revenue</b> </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loan origination, sales, and securitizations </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 73,913 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 82,929 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 255,870 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 371,812 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Servicing </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1,316 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> ) </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,525 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,244 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 37,328 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Loan platform business, other </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 46,971 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 89,479 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwwidth45 bwpadl3" rowspan="1" colspan="1"><p class="bwcellpmargin"> Other </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,881 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,974 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 87,662 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 30,455 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth45 bwpadl6" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Total other sources of revenue</b> </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 128,449 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 109,428 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 455,255 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 439,595 </p> </td> <td class="bwvertalignb bwsinglebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth45" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>Total noninterest income</b> </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 263,956 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 225,763 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 958,378 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 861,049 </p> </td> <td class="bwvertalignb bwdoublebottom bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth45" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="23" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 9</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0" colspan="23" rowspan="1"><p class="bwcellpmargin"> <b>Analysis of Charge-Offs</b> </p> <p class="bwcellpmargin"> <b>(Unaudited)</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td colspan="10" class="bwpadl0" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwpadl0 bwsinglebottom" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31, 2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Three Months Ended December 31, 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Net Charge-offs</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Ratio</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Net Charge-offs</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Ratio</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Personal loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17,409,608 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 147,595 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.37 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15,334,420 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 153,928 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.98 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Student loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,214,510 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,713 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.62 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 6,421,994 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,616 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.59 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Home loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 115,123 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 88,562 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Secured loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 902,036 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 104,225 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Credit card </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 277,002 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8,573 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12.31 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 261,940 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 9,279 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14.05 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Commercial and consumer banking </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 150,226 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 39 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.07 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 114,976 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 41 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.14 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl2" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 27,068,505 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 168,920 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2.48 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,326,117 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 172,864 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.07 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="3" rowspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31, 2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="10" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Year Ended December 31, 2023</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwsinglebottom bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Net Charge-offs</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Ratio</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Average Loans</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignc bwcellpmargin">   </p> </td> <td colspan="3" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Net Charge-offs</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Ratio</b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Personal loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16,426,053 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 581,370 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.54 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12,638,807 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 432,706 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3.42 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Student loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7,414,829 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 47,097 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.64 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 5,641,787 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,048 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.44 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Home loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 77,912 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 78,554 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Secured loans </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 1,024,275 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26,291 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> — </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Credit card </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 274,093 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 39,634 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 14.46 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 238,832 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 40,992 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 17.16 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth30" rowspan="1" colspan="1"><p class="bwcellpmargin"> Commercial and consumer banking </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 142,905 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 89 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.06 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 109,541 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 46 </p> </td> <td class="bwvertalignb bwsinglebottom bwpadl0 bwpadr0 bwpadb3 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 0.04 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwwidth30 bwpadl2" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total loans </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 25,360,067 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 668,190 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2.63 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 18,733,812 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 498,792 </p> </td> <td class="bwvertalignb bwdoublebottom bwrowaltcolor0 bwpadl0 bwpadr0 bwpadb4 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth9" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 2.66 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth30" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl bwwidth100"> <tr> <td class="bwpadl0 bwalignr" colspan="18" rowspan="1"><p class="bwcellpmargin bwalignr"> <b>Table 10</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth33" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="6" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="6" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> <tr> <td class="bwpadl0" colspan="18" rowspan="1"><p class="bwcellpmargin"> <b>Regulatory Capital</b> </p> <p class="bwcellpmargin"> <b>(Unaudited)</b> </p> </td> </tr> <tr> <td class="bwpadl0 bwwidth33" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="6" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="6" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="6" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31, 2024</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td colspan="6" class="bwvertalignb bwsinglebottom bwpadl0" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>December 31, 2023</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwsinglebottom bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b>($ in thousands)</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwsinglebottom" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Amount<sup>(1)</sup></b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwsinglebottom" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Ratio<sup>(1)</sup></b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwsinglebottom" colspan="3" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Amount</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwsinglebottom" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Ratio</b> </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwsinglebottom" colspan="2" rowspan="1"><p class="bwalignc bwcellpmargin"> <b>Required</b> </p> <p class="bwalignc bwcellpmargin"> <b>Minimum<sup>(2)</sup></b> </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> <b><span class="bwuline">SoFi Technologies</span></b> </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="3" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> CET1 risk-based capital </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,457,212 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16.0 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> $ </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,439,969 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"/> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15.0 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 7.0 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> Tier 1 risk-based capital </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,457,212 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16.0 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,439,969 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15.0 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 8.5 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> Total risk-based capital </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,503,619 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 16.2 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,494,458 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 15.3 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 10.5 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> Tier 1 leverage </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4,457,212 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 13.4 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 3,439,969 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 12.8 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 4.0 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl"> % </p> </td> </tr> <tr> <td class="bwvertalignb bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> Risk-weighted assets </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 27,859,576 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 22,883,185 </p> </td> <td class="bwvertalignb bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth33" rowspan="1" colspan="1"><p class="bwcellpmargin"> Quarterly adjusted average assets </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 33,234,725 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth11" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> 26,782,318 </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwpadr0 bwalignr bwwidth1" rowspan="1" colspan="1"><p class="bwcellpmargin bwalignl">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0 bwwidth1" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> <td class="bwvertalignb bwrowaltcolor0 bwpadl0" colspan="2" rowspan="1"><p class="bwalignr bwcellpmargin">   </p> </td> </tr> <tr> <td class="bwpadl0 bwsinglebottom bwwidth33" rowspan="1" colspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="3" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"/> <td class="bwpadl0 bwwidth1" rowspan="1" colspan="1"/> <td class="bwpadl0" colspan="2" rowspan="1"><ol> <li>   </li> </ol> </td> </tr> </table><table cellspacing="0" class="bwtablemarginb bwblockalignl"> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (1) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Estimated. </p> </td> </tr> <tr> <td class="bwpadl0 bwpadr0 bwvertalignt" rowspan="1" colspan="1"><p class="bwalignr bwcellpmargin"> (2) </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin">   </p> </td> <td class="bwvertalignt bwpadl0" rowspan="1" colspan="1"><p class="bwcellpmargin"> Required minimums presented for risk-based capital ratios include the required capital conservation buffer. </p> </td> </tr> </table><p>   </p><p><img alt="" src="https://cts.businesswire.com/ct/CT?id=bwnews&sty=20250127863954r1&sid=ge3rt&distro=ftp"/><span class="bwct31415"/></p><p id="mmgallerylink"><span id="mmgallerylink-phrase">View source version on businesswire.com: </span><span id="mmgallerylink-link"><a href="https://www.businesswire.com/news/home/20250127863954/en/" rel="nofollow">https://www.businesswire.com/news/home/20250127863954/en/</a></span></p></body></html> </div> <div style="clear: both;"></div> <div 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You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. </div> </div> </div> </div> </div> <div class="bg-black font-open-sans border-top" style="border-color: rgba(255,255,255,0.25) !important;"> <div class="container-lg"> <div class="row"> <div class="col-auto text-grey-on-black d-flex align-items-center"> <a href="https://ayondo.com/en/about-us" class="btn btn-nav-bottom"> ©ayondo · THE Social Trading Pioneer · FinTech made in Germany · 2025 </a> </div> <div class="col"> <div class="row d-flex justify-content-end"> <div class="col-auto"> <a href="https://ayondo.com/en/legal" class="btn btn-nav-bottom">Consumer information</a> </div> <div class="col-auto"> <a href="https://ayondo.com/en/imprint" class="btn btn-nav-bottom">Imprint</a> </div> </div> </div> </div> </div> </div></footer> <div class="sticky-bottom animate__animated animate__slideInUp" style="display: none;" id="bottom-info-bar"> <div class="bottom-info-bar"> <div class="container-lg py-2"> <div class="row"> <div class="col"> <div id="bottom-info-bar-content" class="card-remove-p-margin-bottom"></div> </div> <div class="col-auto"> <a href="" id="btn-close-bottom-info-bar"> <i class="fas fa-times"></i> </a> </div> </div> </div> </div> </div> </div> <script src="https://ayondo.com/js/jquery-3.6.3.min.js"></script> <script src="https://ayondo.com/js/jquery.easy-ticker.min.js"></script> <script src="https://ayondo.com/js/lazysizes.min.js" async=""></script> <script src="https://ayondo.com/js/share.js"></script> <script> function number_format (number, decimals, dec_point, thousands_sep) { try { if(number == 0 || number === null){ return '0' + dec_point + '0'.repeat(decimals); } if(number === null || number == ''){ return ''; } // Strip all characters but numerical ones. number = (number + '').replace(/[^0-9+\-Ee.]/g, ''); var n = !isFinite(+number) ? 0 : +number, prec = !isFinite(+decimals) ? 0 : Math.abs(decimals), sep = (typeof thousands_sep === 'undefined') ? ',' : thousands_sep, dec = (typeof dec_point === 'undefined') ? '.' : dec_point, s = '', toFixedFix = function (n, prec) { var k = Math.pow(10, prec); return '' + Math.round(n * k) / k; }; // Fix for IE parseFloat(0.55).toFixed(0) = 0; s = (prec ? toFixedFix(n, prec) : '' + Math.round(n)).split('.'); if (s[0].length > 3) { s[0] = s[0].replace(/\B(?=(?:\d{3})+(?!\d))/g, sep); } if ((s[1] || '').length < prec) { s[1] = s[1] || ''; s[1] += new Array(prec - s[1].length + 1).join('0'); } return s.join(dec); } catch (err){ console.log(err); console.log(number); console.log(decimals); console.log(dec_point); console.log(thousands_sep); return number; } } function number_format_de(number, dec_places = 2){ return number_format(number, dec_places, ',', '.'); } function update_prices(){ if($('.stock-price').length || $('#vola-pos-number').length || $('#snapshot-dax').length || $('#snapshot-sp500').length || $('#snapshot-nasdaq').length || $('#snapshot-nasdaq-100').length || $('#snapshot-nikkei225').length || $('#snapshot-ftse-100').length || $('#snapshot-dow-jones').length|| $('#snapshot-asx-200').length || $('#snapshot-bitcoin').length || $('#snapshot-cac-40').length || $('#snapshot-eurostoxx-50').length || $('#snapshot-bovespa').length){ $.ajax({ type: 'POST', url: 'https://ayondo.com/en/ajax/stock-prices', dataType: 'json', success: function(response){ if(response.success){ for(var parent in response.stocks){ var list = response.stocks[parent]; list.forEach(function(item, idx){ $('.stock-price[data-symbol="' + item.symbol + '"][data-parent="' + parent + '"]').html(number_format_de(item.price)); if(item.symbol == 'VIX' && $('#vola-pos-pointer').length && $('#vola-pos-number').length){ $('#vola-pos-pointer').css('margin-left', 'calc(' + item.price + '% - 10px)'); $('#vola-pos-number').css('margin-left', 'calc(' + item.price + '% - 20px)'); $('#vola-pos-number').data('value', item.price); $('#vola-pos-number').html(number_format_de(item.price) + '%'); $('#vola-pos-pointer').show(); $('#vola-pos-number').show(); if($('#snapshot-vix').length){ // get last_vix var last_vix = $('#snapshot-vix-percent').data('last-vix'); if(typeof last_vix !== 'undefined'){ $('#snapshot-vix-number').html(number_format_de(item.price)); var change = (item.price - last_vix) / last_vix * 100; var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-vix-percent').html(formatted); $('#snapshot-vix-date').html(item.updated_at); if(change >= 0){ $('#snapshot-vix').css('background', '#850000'); } else { $('#snapshot-vix').css('background', '#5c6934'); } $('#snapshot-vix').addClass('text-white'); $('#snapshot-vix').show(); } if($('#vix-current-input').length){ $('#vix-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#vix-indicator-date').html(date); $('#vix-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#vix-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.symbol == 'DAX'){ if($('#snapshot-dax').length){ // get last_vix var last_dax = $('#snapshot-dax-percent').data('last-dax'); if(typeof last_dax !== 'undefined'){ $('#snapshot-dax-number').html(number_format_de(item.price)); var change = (item.price - last_dax) / last_dax * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-dax-percent').html(formatted); $('#snapshot-dax-date').html(item.updated_at); if(change >= 0){ $('#snapshot-dax').css('background', '#5c6934'); } else { $('#snapshot-dax').css('background', '#850000'); } $('#snapshot-dax').addClass('text-white'); $('#snapshot-dax').show(); } if($('#dax-current-input').length){ $('#dax-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#dax-indicator-date').html(date); $('#dax-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#dax-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'FTSE'){ if($('#snapshot-ftse-100').length){ // get last_vix var last_ftse_100 = $('#snapshot-ftse-100-percent').data('last-ftse-100'); if(typeof last_ftse_100 !== 'undefined'){ $('#snapshot-ftse-100-number').html(number_format_de(item.price)); var change = (item.price - last_ftse_100) / last_ftse_100 * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-ftse-100-percent').html(formatted); $('#snapshot-ftse-100-date').html(item.updated_at); if(change >= 0){ $('#snapshot-ftse-100').css('background', '#5c6934'); } else { $('#snapshot-ftse-100').css('background', '#850000'); } $('#snapshot-ftse-100').addClass('text-white'); $('#snapshot-ftse-100').show(); } if($('#ftse-100-current-input').length){ $('#ftse-100-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#ftse-100-indicator-date').html(date); $('#ftse-100-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#ftse-100-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'DOW'){ if($('#snapshot-dow-jones').length){ // get last_vix var last_dow_jones = $('#snapshot-dow-jones-percent').data('last-dow-jones'); if(typeof last_dow_jones !== 'undefined'){ $('#snapshot-dow-jones-number').html(number_format_de(item.price)); var change = (item.price - last_dow_jones) / last_dow_jones * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-dow-jones-percent').html(formatted); $('#snapshot-dow-jones-date').html(item.updated_at); if(change >= 0){ $('#snapshot-dow-jones').css('background', '#5c6934'); } else { $('#snapshot-dow-jones').css('background', '#850000'); } $('#snapshot-dow-jones').addClass('text-white'); $('#snapshot-dow-jones').show(); } if($('#dow-jones-current-input').length){ $('#dow-jones-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#dow-jones-indicator-date').html(date); $('#dow-jones-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#dow-jones-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'ASX200'){ if($('#snapshot-asx-200').length){ // get last_vix var last_asx = $('#snapshot-asx-200-percent').data('last-asx-200'); if(typeof last_asx !== 'undefined'){ $('#snapshot-asx-200-number').html(number_format_de(item.price)); var change = (item.price - last_asx) / last_asx * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-asx-200-percent').html(formatted); $('#snapshot-asx-200-date').html(item.updated_at); if(change >= 0){ $('#snapshot-asx-200').css('background', '#5c6934'); } else { $('#snapshot-asx-200').css('background', '#850000'); } $('#snapshot-asx-200').addClass('text-white'); $('#snapshot-asx-200').show(); } if($('#asx-200-current-input').length){ $('#asx-200-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#asx-200-indicator-date').html(date); $('#asx-200-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#asx-200-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.symbol == 'USDBTC'){ if($('#snapshot-bitcoin').length){ // get last_bitcoin var last_bitcoin = $('#snapshot-bitcoin-percent').data('last-bitcoin'); if(typeof last_bitcoin !== 'undefined'){ $('#snapshot-bitcoin-number').html(number_format_de(item.price)); var change = (item.price - last_bitcoin) / last_bitcoin * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-bitcoin-percent').html(formatted); $('#snapshot-bitcoin-date').html(item.updated_at); if(change >= 0){ $('#snapshot-bitcoin').css('background', '#5c6934'); } else { $('#snapshot-bitcoin').css('background', '#850000'); } $('#snapshot-bitcoin').addClass('text-white'); $('#snapshot-bitcoin').show(); } if($('#bitcoin-current-input').length){ $('#bitcoin-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#bitcoin-indicator-date').html(date); $('#bitcoin-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#bitcoin-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'CAC'){ if($('#snapshot-cac-40').length){ // get last_vix var last_cac = $('#snapshot-cac-40-percent').data('last-cac-40'); if(typeof last_cac !== 'undefined'){ $('#snapshot-cac-40-number').html(number_format_de(item.price)); var change = (item.price - last_cac) / last_cac * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-cac-40-percent').html(formatted); $('#snapshot-cac-40-date').html(item.updated_at); if(change >= 0){ $('#snapshot-cac-40').css('background', '#5c6934'); } else { $('#snapshot-cac-40').css('background', '#850000'); } $('#snapshot-cac-40').addClass('text-white'); $('#snapshot-cac-40').show(); } if($('#cac-40-current-input').length){ $('#cac-40-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#cac-40-indicator-date').html(date); $('#cac-40-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#cac-40-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'EUROSTOXX'){ if($('#snapshot-eurostoxx-50').length){ // get last_vix var last_eurostoxx_50 = $('#snapshot-eurostoxx-50-percent').data('last-eurostoxx-50'); if(typeof last_eurostoxx_50 !== 'undefined'){ $('#snapshot-eurostoxx-50-number').html(number_format_de(item.price)); var change = (item.price - last_eurostoxx_50) / last_eurostoxx_50 * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-eurostoxx-50-percent').html(formatted); $('#snapshot-eurostoxx-50-date').html(item.updated_at); if(change >= 0){ $('#snapshot-eurostoxx-50').css('background', '#5c6934'); } else { $('#snapshot-eurostoxx-50').css('background', '#850000'); } $('#snapshot-eurostoxx-50').addClass('text-white'); $('#snapshot-eurostoxx-50').show(); } if($('#eurostoxx-50-current-input').length){ $('#eurostoxx-50-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#eurostoxx-50-indicator-date').html(date); $('#eurostoxx-50-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#eurostoxx-50-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'SP500'){ if($('#snapshot-sp500').length){ // get last_vix var last_record = $('#snapshot-sp500-percent').data('last-sp500'); if(typeof last_record !== 'undefined'){ $('#snapshot-sp500-number').html(number_format_de(item.price)); var change = (item.price - last_record) / last_record * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-sp500-percent').html(formatted); $('#snapshot-sp500-date').html(item.updated_at); if(change >= 0){ $('#snapshot-sp500').css('background', '#5c6934'); } else { $('#snapshot-sp500').css('background', '#850000'); } $('#snapshot-sp500').addClass('text-white'); $('#snapshot-sp500').show(); } if($('#sp500-current-input').length){ $('#sp500-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#sp500-indicator-date').html(date); $('#sp500-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#sp500-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'NASDAQ'){ if($('#snapshot-nasdaq').length){ // get last_vix var last_record = $('#snapshot-nasdaq-percent').data('last-nasdaq'); if(typeof last_record !== 'undefined'){ $('#snapshot-nasdaq-number').html(number_format_de(item.price)); var change = (item.price - last_record) / last_record * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-nasdaq-percent').html(formatted); $('#snapshot-nasdaq-date').html(item.updated_at); if(change >= 0){ $('#snapshot-nasdaq').css('background', '#5c6934'); } else { $('#snapshot-nasdaq').css('background', '#850000'); } $('#snapshot-nasdaq').addClass('text-white'); $('#snapshot-nasdaq').show(); } if($('#nasdaq-current-input').length){ $('#nasdaq-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#nasdaq-indicator-date').html(date); $('#nasdaq-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#nasdaq-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'NASDAQ-100'){ if($('#snapshot-nasdaq-100').length){ // get last_vix var last_record = $('#snapshot-nasdaq-100-percent').data('last-nasdaq-100'); if(typeof last_record !== 'undefined'){ $('#snapshot-nasdaq-100-number').html(number_format_de(item.price)); var change = (item.price - last_record) / last_record * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-nasdaq-100-percent').html(formatted); $('#snapshot-nasdaq-100-date').html(item.updated_at); if(change >= 0){ $('#snapshot-nasdaq-100').css('background', '#5c6934'); } else { $('#snapshot-nasdaq-100').css('background', '#850000'); } $('#snapshot-nasdaq-100').addClass('text-white'); $('#snapshot-nasdaq-100').show(); } if($('#nasdaq-100-current-input').length){ $('#nasdaq-100-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#nasdaq-100-indicator-date').html(date); $('#nasdaq-100-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#nasdaq-100-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'BOVESPA'){ if($('#snapshot-bovespa').length){ // get last_vix var last_record = $('#snapshot-bovespa-percent').data('last-bovespa'); if(typeof last_record !== 'undefined'){ $('#snapshot-bovespa-number').html(number_format_de(item.price)); var change = (item.price - last_record) / last_record * 100; // console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-bovespa-percent').html(formatted); $('#snapshot-bovespa-date').html(item.updated_at); if(change >= 0){ $('#snapshot-bovespa').css('background', '#5c6934'); } else { $('#snapshot-bovespa').css('background', '#850000'); } $('#snapshot-bovespa').addClass('text-white'); $('#snapshot-bovespa').show(); } if($('#bovespa-current-input').length){ $('#bovespa-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#bovespa-indicator-date').html(date); $('#bovespa-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#bovespa-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } if(item.disp == 'NIKKEI'){ if($('#snapshot-nikkei225').length){ // get last_vix var last_record = $('#snapshot-nikkei225-percent').data('last-nikkei225'); if(typeof last_record !== 'undefined'){ $('#snapshot-nikkei225-number').html(number_format_de(item.price)); var change = (item.price - last_record) / last_record * 100; console.log(item.price); console.log(last_record); console.log(change); var formatted = (change >= 0 ? '+' : '') + number_format_de(change) + '%'; if(change >= 0){ formatted = '<i class="fas fa-caret-up me-1"></i> ' + formatted; } else { formatted = '<i class="fas fa-caret-down me-1"></i> ' + formatted; } $('#snapshot-nikkei225-percent').html(formatted); $('#snapshot-nikkei225-date').html(item.updated_at); if(change >= 0){ $('#snapshot-nikkei225').css('background', '#5c6934'); } else { $('#snapshot-nikkei225').css('background', '#850000'); } $('#snapshot-nikkei225').addClass('text-white'); $('#snapshot-nikkei225').show(); } if($('#nikkei225-current-input').length){ $('#nikkei225-current-input').val(item.price); var date = item.updated_at.split(' ')[0]; $('#nikkei225-indicator-date').html(date); $('#nikkei225-indicator-value').html(number_format_de(item.price)); var atl = $('#atl-value').data('value'); var ath = $('#ath-value').data('value'); var dist = ath - atl; var val_dist = item.price - atl; var percent_pos = val_dist / dist * 100; $('#nikkei225-indicator').css('left', 'calc(' + percent_pos + '% - 65px)'); } } } }); } } else { console.log(response); } }, error: function(response){ console.log(response); } }) } } function copyToClipboard(text, el) { var copyTest = document.queryCommandSupported('copy'); var elOriginalText = el.attr('data-original-title'); if (copyTest === true) { var copyTextArea = document.createElement("textarea"); copyTextArea.value = text; document.body.appendChild(copyTextArea); copyTextArea.select(); try { var successful = document.execCommand('copy'); var msg = successful ? 'Copied!' : 'Whoops, not copied!'; // var msg = 'Whoops, not copied!'; el.attr('data-original-title', msg).tooltip('show'); // el.attr('data-original-title', msg).tooltip('hide'); } catch (err) { console.log(err); console.log('Oops, unable to copy'); } document.body.removeChild(copyTextArea); el.attr('data-original-title', elOriginalText); } else { // Fallback if browser doesn't support .execCommand('copy') window.prompt("Copy to clipboard: Ctrl+C or Command+C, Enter", text); } } function resize_svgs(){ $('.svg-container').each(function(){ var content = $(this).find('.svg-content'); var height = content.height(); $(this).css('padding-bottom', height + 'px'); }) } function countdown_onair(event_start_time, current_time, panel_gone_time){ // var total_sec_end = get_total_sec(event_start_time); // var total_sec_now = get_total_sec(current_time); var end = event_start_time.getTime(); var now = current_time.getTime(); var disappear = panel_gone_time.getTime(); // var end = new Date("Sep 25, 2025 15:00:00").getTime(); // Update the count down every 1 second var x = setInterval(function() { // Get todays date and time // var total_sec_now = new Date().getTime(); // total_sec_now += 1; now += 1000; // disappear += 1000; // Find the distance between now an the count down date // var distance = total_sec_end - total_sec_now; var distance = end - now; var distance_gone = disappear - now; // console.log(distance); // console.log(distance_gone / 1000); if(distance > 0){ // Time calculations for days, hours, minutes and seconds var hours = Math.floor((distance % (1000 * 60 * 60 * 24)) / (1000 * 60 * 60)); var minutes = Math.floor((distance % (1000 * 60 * 60)) / (1000 * 60)); var seconds = Math.floor((distance % (1000 * 60)) / 1000); // var hours = Math.floor((distance % (60 * 60 * 24)) / (60 * 60)); // var minutes = Math.floor((distance % (60 * 60)) / (60)); // var seconds = Math.floor((distance % (60)) / 1); $('#onair-event-hour').html(String(hours).padStart(2, '0')); $('#onair-event-minute').html(String(minutes).padStart(2, '0')); $('#onair-event-second').html(String(seconds).padStart(2, '0')); $('#onair-onair_counter_starts').show(); } $('#onair').show(); // If the count down is over, write some text if (distance <= 0) { $('#onair-onair_counter_starts').hide(); $('#onair-border .corner-border').removeClass('border-ddh_blue'); $('#onair-border .corner-border').addClass('border-onair_red'); // console.log('end'); } if(distance_gone <= 0){ clearInterval(x); $('#onair').hide(); } }, 1000); } function setup_onair(event, show = false){ $('#onair-event_title').html(event.title); var href = 'https://ayondo.com/en/events/' + event.guid + '/link'; // if(event.link_registration == ''){ // href = 'https://ayondo.com/en/events/' + event.guid + '/link'; // } $('#onair-onair_event_link').attr('href', href); $('#onair-onair_speaker').html(event.speaker_name); $('#onair-onair_speaker_photo').attr('src', event.speaker_photo); $('#onair-onair_speaker_description').attr('data-bs-title', event.speaker_description); if(event.tenant !== null && event.tenant.icon !== null){ var tenant = event.tenant; var a_href = $('#onair-onair_presented_by'); if(tenant.link !== null){ a_href.attr('href', tenant.link); } else { a_href.removeAttr('href'); } var img = a_href.find('img'); img.attr('src', tenant.icon); $('#onair-tenant-name').html(tenant.name); $('#onair-presented-by-wrapper').show(); } else { $('#onair-presented-by-wrapper').hide(); } if(show){ $('#onair').show(); } // setup_tooltips(); var tooltip = bootstrap.Tooltip.getOrCreateInstance(document.getElementById('onair-onair_speaker_description')); tooltip.setContent({ '.tooltip-inner': event.speaker_description }); tooltip.hide(); } function setup_tooltips(){ var tooltipTriggerList = document.querySelectorAll('[data-bs-toggle="tooltip"]'); var tooltipList = [...tooltipTriggerList].map(tooltipTriggerEl => { // var tooltip = new bootstrap.Tooltip(tooltipTriggerEl); var tooltip = bootstrap.Tooltip.getOrCreateInstance(tooltipTriggerEl); tooltip.hide(); }); } function setup_popovers(){ var popoverTriggerList = document.querySelectorAll('[data-bs-toggle="popover"]'); var popoverList = [...popoverTriggerList].map(popoverTriggerEl => new bootstrap.Popover(popoverTriggerEl)); } function sync_current_url(){ var current = window.location.href; var langs = ['en', 'de']; var base = 'https://ayondo.com'; var base_w_locale = 'https://ayondo.com/en'; var current_locale = 'en'; langs.forEach(function(l){ var res = current.replace(base_w_locale, base + '/' + l); $('.lang-selector[data-lang="' + l + '"]').attr('href', res); }); } $(document).ready(function(){ resize_svgs(); $.ajaxSetup({ headers: { "X-CSRF-TOKEN": 'TyZhK8LDzTXelt3XDi11odbCNlV6etHdQ5qB1Eqc', }, }); // whats new var whats_new = localStorage.getItem("whats_new"); var btn_whats_new = $('#btn-whats-new'); if(whats_new === null || (whats_new !== null && btn_whats_new.data('latest-update') != whats_new)){ btn_whats_new.addClass('text-warning'); btn_whats_new.find('i').addClass('blob-whats-new'); } btn_whats_new.on('click', function(){ localStorage.setItem("whats_new", btn_whats_new.data('latest-update')); }); $('#article-content iframe').on('load', function(){ var id = $(this).attr('id'); // console.log($('.iframe-loading[data-iframe-id="' + id + '"]')); $('.iframe-loading[data-iframe-id="' + id + '"]').removeClass('d-flex'); $('.iframe-loading[data-iframe-id="' + id + '"]').addClass('d-none'); $(this).show(); }) update_prices(); var interval = window.setInterval(function(){ update_prices(); }, 10 * 60 * 1000); if($('.treadmill').length){ var interval = 7000; if(typeof $('.treadmill').data('interval') != 'undefined'){ interval = $('.treadmill').data('interval'); } $('.navbar-top-white-treadmill').show(); $('.treadmill').easyTicker({ direction: 'up', easing: 'swing', speed: 'slow', interval: interval, height: 'auto', visible: 1, mousePause: true, autoplay: true, controls: { up: '', down: '', toggle: '', playText: 'Play', stopText: 'Stop' }, callbacks: { before: false, after: false, finish: false } }); } if($('#swiper-hero').length){ var swiper = new Swiper('#swiper-hero', { spaceBetween: 30, autoplay: { delay: 5000, disableOnInteraction: true, }, loop: true, noSwiping: true, }); } $(window).scroll(function (event) { var scroll = $(window).scrollTop(); var navbar = $('#top-nav-bottom'); var background = navbar.data('background'); if(typeof background !== 'undefined'){ if(scroll >= 150){ navbar.addClass('remove-bg-image'); } else { console.log(scroll); console.log(background); navbar.removeClass('remove-bg-image'); } } }); setup_tooltips(); setup_popovers(); $('.toggle-cookiebot').click(function(event){ event.preventDefault(); Cookiebot.renew(); }); $(document).on('click', '.js-copy', function() { var text = $(this).attr('data-copy'); var el = $(this); copyToClipboard(text, el); }); $(window).on('resize', function(){ // console.log('hey'); resize_svgs(); }) if($('#onair').length){ $.ajax({ type: 'GET', dataType: 'json', url: 'https://ayondo.com/en/events/onair', data: { referrer: 'bwr.detail' }, success: function(response) { if (response.success) { // console.log(response); if(response.event !== null){ var event = response.event; // var start_time = new Date(response.onair_date + ' ' + event.onair_starts); // var current_time = new Date(response.current_datetime); // var panel_gone_time = new Date(event.panel_gone_at); var start_time = new Date(event.start); var current_time = new Date(response.current_datetime); var panel_gone_time = new Date(event.panel_gone); if(response.status == 'pending'){ // console.log(panel_gone_time); countdown_onair(start_time, current_time, panel_gone_time); setup_onair(event, true); // $('#onair-border .corner-border').removeClass('border-ddh_blue'); // $('#onair-border .corner-border').addClass('border-' + event.onair_color_pending); } else if(response.status == 'started') { countdown_onair(start_time, current_time, panel_gone_time); setup_onair(event, true); $('#onair-border .corner-border').removeClass('border-ayon_blue'); $('#onair-border .corner-border').addClass('border-onair_red'); } } else { $('#onair').hide(); } } }, error: function(response) { console.log(response); } }) } $('.cbo-toggle-input').change(function(){ var checked = $(this).is(':checked'); var input_id = $(this).data('connected-input-id'); var input = $('#' + input_id); if(input.length){ input.prop('disabled', !checked); if(checked){ input.focus(); } } }); if($('#onair-teaser').length){ function countdown_onair_teaser(event_start_time, current_time, panel_gone_time){ // var total_sec_end = get_total_sec(event_start_time); // var total_sec_now = get_total_sec(current_time); var end = event_start_time.getTime(); var now = current_time.getTime(); var disappear = panel_gone_time.getTime(); // var end = new Date("Sep 25, 2025 15:00:00").getTime(); // Update the count down every 1 second var x = setInterval(function() { // Get todays date and time // var total_sec_now = new Date().getTime(); // total_sec_now += 1; now += 1000; // disappear += 1000; // Find the distance between now an the count down date // var distance = total_sec_end - total_sec_now; var distance = end - now; var distance_gone = disappear - now; // console.log(distance); // console.log(distance_gone / 1000); if(distance > 0){ // Time calculations for days, hours, minutes and seconds var days = Math.floor(distance / (1000 * 60 * 60 * 24)); var hours = Math.floor((distance % (1000 * 60 * 60 * 24)) / (1000 * 60 * 60)); var minutes = Math.floor((distance % (1000 * 60 * 60)) / (1000 * 60)); var seconds = Math.floor((distance % (1000 * 60)) / 1000); // var hours = Math.floor((distance % (60 * 60 * 24)) / (60 * 60)); // var minutes = Math.floor((distance % (60 * 60)) / (60)); // var seconds = Math.floor((distance % (60)) / 1); if(days > 0){ $('#onair-teaser-event-day').html(days); if(days == 1){ $('#onair-teaser-event-day-singular').show(); $('#onair-teaser-event-day-plural').hide(); } else { $('#onair-teaser-event-day-plural').show(); $('#onair-teaser-event-day-singular').hide(); } $('#onair-teaser-event-day-wrapper').show(); } else { $('#onair-teaser-event-day-wrapper').hide(); } $('#onair-teaser-event-hour').html(String(hours).padStart(2, '0')); $('#onair-teaser-event-minute').html(String(minutes).padStart(2, '0')); $('#onair-teaser-event-second').html(String(seconds).padStart(2, '0')); $('#onair-teaser-onair_counter_starts').show(); } $('#onair-teaser').show(); // If the count down is over, write some text if (distance <= 0) { $('#onair-teaser-onair_counter_starts').hide(); $('#onair-teaser-border .corner-border').removeClass('border-ddh_blue'); $('#onair-teaser-border .corner-border').addClass('border-onair_red'); // console.log('end'); } if(distance_gone <= 0){ clearInterval(x); $('#onair-teaser').hide(); } }, 1000); } function setup_onair_teaser(event, show = false){ if(event.onair_prime == '1'){ $('#onair-teaser-onair_prime').show(); } $('#onair-teaser-onair_label').html(event.onair_label); $('#onair-teaser-onair_type').html(event.onair_type); $('#onair-teaser-onair_product').html(event.onair_product); if(event.onair_product === null){ $('#onair-teaser-type-and-product-separator').hide(); } else { $('#onair-teaser-type-and-product-separator').show(); } if(event.onair_caption !== null){ $('#onair-teaser-onair_caption').html(event.onair_caption); $('#onair-teaser-onair_caption').show(); } else { $('#onair-teaser-onair_caption').hide(); } $('#onair-teaser-onair_referent').html(event.onair_referent); $('#onair-teaser-onair_title').html(event.onair_title); var register_url = 'https://ayondo.com/en/event-onair/' + event.id + '/register'; $('#onair-teaser-onair_bio_lnk').attr('href', event.onair_bio_lnk); // $('#onair-teaser-onair_bio_lnk').attr('href', register_url); $('#onair-teaser-onair_presented_by').attr('href', event.onair_presented_by_lnk); $('#onair-teaser-onair_presented_by').html(event.onair_presented_by); $('#onair-teaser-onair_supported_by').attr('href', event.onair_supported_by_lnk); $('#onair-teaser-onair_supported_by').html(event.onair_supported_by); // $('#onair-teaser-onair_event_link').attr('href', event.onair_event_link); $('#onair-teaser-onair_event_link').attr('href', register_url); $('#onair-teaser-onair_title_wrapper').attr('href', register_url); if(show){ $('#onair-teaser').show(); } } // get onair events $.ajax({ type: 'GET', dataType: 'json', url: 'https://ayondo.com/en/event-onair/get-events', data: { route_name: 'bwr.detail' }, success: function(response) { if (response.success) { // console.log(response); if(response.event !== null){ var event = response.event; if(event.onair_permanent == 0){ var start_time = new Date(response.onair_date + ' ' + event.onair_starts); var current_time = new Date(response.current_datetime); var panel_gone_time = new Date(event.panel_gone_at); if(response.status == 'pending'){ // console.log(panel_gone_time); countdown_onair_teaser(start_time, current_time, panel_gone_time); setup_onair_teaser(event); // $('#onair-teaser-border .corner-border').removeClass('border-ayon_blue'); // $('#onair-teaser-border .corner-border').addClass('border-' + event.onair_color_pending); $('#onair-teaser-corner-border').css('border-color', event.onair_color_pending); $('#onair-teaser-corner-border span').css('border-color', event.onair_color_pending); $('#onair-teaser-corner-border span').css('color', event.onair_color_pending); $('#onair-teaser-corner-border .blob-onair').css('background', event.onair_color_pending); } else if(response.status == 'started') { countdown_onair_teaser(start_time, current_time, panel_gone_time); setup_onair_teaser(event); // $('#onair-teaser-border .corner-border').removeClass('border-ayon_blue'); // $('#onair-teaser-border .corner-border').addClass('border-' + event.onair_color_running); $('#onair-teaser-corner-border').css('border-color', event.onair_color_running); $('#onair-teaser-corner-border span').css('border-color', event.onair_color_running); $('#onair-teaser-corner-border span').css('color', event.onair_color_running); $('#onair-teaser-corner-border .blob-onair').css('background', event.onair_color_running); } } else { setup_onair_teaser(event, true); // $('#onair-teaser-border .corner-border').removeClass('border-ayon_blue'); // $('#onair-teaser-border .corner-border').addClass('border-' + event.onair_color_running); $('#onair-teaser-corner-border').css('border-color', event.onair_color_running); $('#onair-teaser-corner-border span').css('border-color', event.onair_color_running); $('#onair-teaser-corner-border span').css('color', event.onair_color_running); $('#onair-teaser-corner-border .blob-onair').css('background', event.onair_color_running); } } } }, error: function(response) { console.log(response); } }) // end get onair events } $('.textarea-with-char-left').keyup(function(){ var val = $(this).val(); var length = val.length; var max = $(this).attr('maxlength'); var left = max - length; var span_char_left = $(this).parent().find('.char-left'); if(left < 0){ val = val.substr(0, max); left = max - length; $(this).val(val); span_char_left.html(left); } span_char_left.html(left); }); var btn_cta_proceed = document.getElementById('btn-cta-proceed-wrapper'); var btn_cta_proceed_tooltip = new bootstrap.Tooltip(btn_cta_proceed, {}); $('.cta-cbo-accept').change(function(){ var btn = $('#btn-cta-proceed'); var checked = $('.cta-cbo-accept:checked').length == 2; if(checked){ btn.attr('aria-disabled', false); btn.removeClass('disabled'); btn_cta_proceed_tooltip.disable(); } else { btn.attr('aria-disabled', true); btn.addClass('disabled'); btn_cta_proceed_tooltip.enable(); } }); var modal_cta = new bootstrap.Modal(document.getElementById('modal-cta')); var btn_trigger_modal = null; $(document).on('click', '.btn-cta-modal:not(.direct)', function(e){ e.preventDefault(); var btn = $(this); var partner = btn.data('partner'); var button = btn.html().trim(); if(btn.find('.fw-bold').length){ button = btn.find('.fw-bold').html().trim(); } $('.modal-cta-content-button').html(button); $('.modal-cta-content-partner').html(partner); var href = btn.attr('href'); $('#btn-cta-proceed').attr('href', href); modal_cta.show(); btn_trigger_modal = btn; btn.removeClass('btn-success'); btn.addClass('btn-danger'); }); $('#btn-cta-proceed').click(function(){ modal_cta.hide(); var stored = localStorage.accepted_ctas; var new_stored = []; if(typeof stored !== 'undefined' && stored !== null){ new_stored = JSON.parse(stored); } var href = $(this).attr('href'); if(!new_stored.includes(href)){ new_stored.push(href); } localStorage.accepted_ctas = JSON.stringify(new_stored); $('.btn-cta-modal[href="' + href + '"]').addClass('direct'); }); $(".shake-hover").hover(function(){ $(this).addClass('animate__animated animate__headShake'); }); $(".shake-hover").bind("animationend webkitAnimationEnd oAnimationEnd MSAnimationEnd",function(){ $(this).removeClass('animate__animated animate__headShake'); }); $('.letters-only').on('input', function(event) { var val = $(this).val(); var pattern = /^[\p{L}\s]+$/u; var parent = $(this).parent(); var invalid_feedback = parent.find('.invalid-feedback'); var label = invalid_feedback.data('label'); if (!pattern.test(val) && val != '') { // event.preventDefault(); // alert('Only letters are allowed!'); var err = 'Letters only for :attribute'; err = err.replace(':attribute', label); invalid_feedback.html(err); $(this).addClass('is-invalid'); } else { invalid_feedback.html(''); $(this).removeClass('is-invalid'); } }); var collapsible_hero = document.getElementById('hero-wrapper'); if(collapsible_hero !== null){ collapsible_hero.addEventListener('hidden.bs.collapse', function(e){ var btn = $('#btn-toggle-hero'); btn.html('<i class="fas fa-arrow-turn-down"></i> Show hero'); set_cookie_header_open(0); }); collapsible_hero.addEventListener('shown.bs.collapse', function(e){ var btn = $('#btn-toggle-hero'); btn.html('<i class="fas fa-arrow-turn-up"></i> Hide hero'); set_cookie_header_open(1); }); } var collapsible_info = document.getElementById('collapse-info'); if(collapsible_info !== null){ collapsible_info.addEventListener('hidden.bs.collapse', event => { $('#btn-collapse-info').find('i').removeClass('fa-angle-up'); $('#btn-collapse-info').find('i').addClass('fa-angle-down'); }); collapsible_info.addEventListener('shown.bs.collapse', event => { $('#btn-collapse-info').find('i').removeClass('fa-angle-down'); $('#btn-collapse-info').find('i').addClass('fa-angle-up'); }); } function set_cookie_header_open(header_open){ $.ajax({ type: 'GET', url: 'https://ayondo.com/en/set-cookie-hero-open?header_open=' + header_open, success: function(response){ // console.log(response); }, error: function(response){ // console.log(response); } }) } // modal_cta.on('hidden.bs.modal', function(){ // $('#cbo_cta_1').prop('checked', false); // $('#cbo_cta_2').prop('checked', false); // $('#cbo_cta_1').trigger('change'); // }); document.getElementById('modal-cta').addEventListener('hidden.bs.modal', function(event){ $('#cbo_cta_1').prop('checked', false); $('#cbo_cta_2').prop('checked', false); $('#cbo_cta_1').trigger('change'); btn_trigger_modal.removeClass('btn-danger'); btn_trigger_modal.addClass('btn-success'); }); var accepted_ctas = localStorage.accepted_ctas; if(typeof accepted_ctas !== 'undefined' && accepted_ctas !== null){ accepted_ctas = JSON.parse(accepted_ctas); accepted_ctas.forEach(function(item){ $('.btn-cta-modal[href="' + item + '"]').addClass('direct'); }); } var collapsibles = document.querySelectorAll('.collapsibles'); collapsibles.forEach(function(el){ el.addEventListener('hidden.bs.collapse', function(e){ var id = $(this).attr('data-button-id'); var btn = $('#' + id); var icon = btn.find('i'); icon.attr('class', 'fas fa-chevron-down'); }); el.addEventListener('shown.bs.collapse', function(e){ var id = $(this).attr('data-button-id'); var btn = $('#' + id); var icon = btn.find('i'); icon.attr('class', 'fas fa-chevron-up'); }); }); $('.btn-close-silent-ad').click(function(){ $('.silent-ad').hide(); }); if($('#btn-drawer-ad').length){ var btn_drawer_ad = $('#btn-drawer-ad'); var delay = 0; if(btn_drawer_ad.data('button-delay')){ delay = parseInt(btn_drawer_ad.data('button-delay')); setTimeout(function () { btn_drawer_ad.fadeIn(); if($('#drawer-ad-bell').length && $('#drawer-ad-bell').data('is-shaking')){ $('#drawer-ad-bell').find('i').addClass('animate__animated animate__headShake'); } }, delay * 1000); } else { if($('#drawer-ad-bell').length && $('#drawer-ad-bell').data('is-shaking')){ $('#drawer-ad-bell').find('i').addClass('animate__animated animate__headShake'); } } if(btn_drawer_ad.data('button-disappear')){ disappear = parseInt(btn_drawer_ad.data('button-disappear')) + delay; setTimeout(function () { btn_drawer_ad.fadeOut(); }, disappear * 1000); } if(btn_drawer_ad.hasClass('shake-scroll')){ var isScrolling; $(window).on('scroll', function() { btn_drawer_ad.addClass('animate__animated animate__headShake'); 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