ayondo AI-generated FAQs

Frequently asked questions are usually answered by search engines. If it becomes a bit more specific, for example in the course of using a certain service, the provision of basic or additional information is an important competence criterion of those offering the services. The likelihood of winning over a user can increase exponentially if interest is presented in a simple, easy-to-understand way without too much promotional ChiChi.
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The AI-FAQs are a real social trading network feature and only a small component of our growing community tool family.

Become part of the ayondo community and benefit from the knowledge and experience of investors with an affinity for the stock market. From day traders to trading system developers, you won't find a broader spectrum of like-minded people anywhere else. Look over the shoulders of professionals or use the opportunities to exchange ideas with others.

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Before you submit a tricky question to our KI-FAQ to crack, take a look at the topics already posted by community members to see if the question has not already been answered.
Please consider that the tool has experimental characteristics. More info see below.

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Frequently Asked Questions (FAQ)

Some time ago, ayondo integrated Chat GPT into its information offering. Our development team is currently working on a Lab feature that will provide the community with AI-based financial news. The AI-FAQ section is also a lab feature designed by our innovation team. The exciting thing about it is that the social trading community can interact directly with the AI. In addition to the core function, the tool offers the possibility of evaluating the information content of the answer and at the same time suggesting the result for inclusion in the FAQ section. Feel free to give it a try, for example with this question

Just a few weeks after its launch, the AI content section is already growing! The largest user-generated trading and investment encyclopaedia is currently being created here. Many thanks to the trading community for their commitment and positive feedback. This motivates us! Further exciting AI developments are on our developer roadmap!


Some important criteria when choosing a financial service provider are: 1. costs: pay attention to what fees and commissions the financial service provider charges. Compare the costs with other providers on the market. 2) Offer: Check which financial products are offered and which investment strategies are available. 3. expertise: Make sure that the financial service provider has sufficient expertise and experience in the financial sector and can support you with questions and problems. 4. customer reviews: Read the reviews and experiences of other customers to get an idea of the quality of the financial service provider. 5. security: check how secure the platform and investment products are and whether the financial service provider offers deposit insurance.

There are several ways to hedge your equity portfolio. One simple method would be to place stop-loss orders to limit losses and minimise risks. Another option would be to buy put options to hedge against downward movements. Another approach would be to diversify the portfolio by buying different companies from different industries or regions to spread the risk. However, it is important to note that no method is 100% safe and that losses are always a part of trading. It is therefore advisable to thoroughly research the different hedging methods and carefully weigh up the possible risks and rewards before making a decision.

Contracts for Difference, also known as CFDs, are derivative financial instruments that allow an investor to speculate on price movements of assets such as shares, commodities and currencies without actually owning any assets. CFDs work by a buyer entering into a contract with a seller to trade the difference between the buying and selling price of an asset. If the price of the asset goes up, the seller pays the difference to the buyer. If the price of the asset falls, the buyer pays the difference to the seller. CFDs offer investors the opportunity to speculate on both rising and falling markets and allow them to control large positions with relatively little capital investment. However, they also offer a high degree of risk, as losses can be quick and substantial. Investors should therefore be aware of the risks before trading CFDs and seek professional advice if necessary.

Currency trading (also known as forex trading) is about exchanging one currency for another and speculating on the price changes. To do this, you first need to open a trading account with a forex broker and deposit capital. You can then buy or sell various currency pairs (e.g. EUR/USD or GBP/JPY) via a trading platform. Trading is usually done with leverage, i.e. you only use a fraction of the traded amount (e.g. 1,000 euros with a trading volume of 100,000 euros). This allows you to achieve high profits with comparatively low capital investment, but also to incur high losses. Trading takes place around the clock, as the Forex markets are active worldwide.

An Expert Advisor, also known as an EA, is an automated trading system that is installed on the MetaTrader trading platform. This programme uses algorithms and technical indicators to make trading decisions. It can implement various trading strategies and automatically execute orders based on predefined rules and conditions. Expert Advisors are particularly popular in Forex and CFD trading because they eliminate the trader's emotions and can enable trading around the clock.

Trading stocks can be a profitable venture, but it requires knowledge and understanding of how the market operates. Here are some essential things you should know before you begin to trade:

  1. Understand The Basics: Before starting, it is necessary to understand the basics of trading such as what stocks are, how trading works, what are bull and bear markets, etc.
  2. Set Clear Financial Goals: Before you start investing, be clear about your financial goals. Are you investing for a short-term profit or long-term growth?
  3. Follow a Disciplined Approach: Successful trading involves a disciplined approach to buying and selling. Set your trading rules and stick to them.
  4. Stay Informed: Always keep yourself informed about the latest developments in the stock market. This can help you make educated decisions.
  5. Learn How to Analyze Market Trends: Understanding how to read market trends will help you predict which stocks have the potential for growth.
  6. Don't be Guided by Emotions: Successful traders don't let emotions drive their decisions. They base their trades on research and keep fear and greed out of their decision-making process.
  7. Start with a Demo Account: If you are new to trading, start with a demo account. This allows you to learn how to trade without risking your money.
  8. Understand the Risks: Trading involves potential financial risks. So it is important to understand these risks and manage them effectively.
  9. Invest Only What You Can Afford to Lose: Never invest money that you cannot afford to lose.

Remember, knowledge is power when it comes to stock trading. The more you learn, the better your chances of making profits in the stock market.

Trading, especially in the financial markets, requires a specific set of skills. Here are some of the most important:

  1. Mathematical ability: A solid understanding of mathematics, especially of calculus and statistics, is essential for predicting future trends and understanding pricing models.
  2. Analytical skills: Traders often need to digest vast amounts of information and data, analysing market trends, economic indicators, and financial data to make informed trading decisions.
  3. Attention to Detail: Being able to pay careful attention to the details of complex financial documents and data reports is a critical skill in trading.
  4. Programming knowledge: A growing number of traders use algorithmic methods, which requires proficiency in programming languages like Python, R, or SQL.
  5. Quick decision-making skills: Markets can be volatile; hence, traders must be able to make quick decisions under pressure, often in response to sudden market shifts.
  6. Risk management: Identifying, analyzing, and taking steps to reduce or manage the potential losses in investment is a crucial part of trading.

Alongside these technical skills, a number of personal traits are also beneficial, including discipline, patience, confidence and resilience.

Investing with real money necessitates careful planning and consideration. Here are some key factors to consider before making an investment:

  1. Financial Goals: Prioritize what your financial goals are. Are you aiming for long-term growth, or do you need short-term benefits?
  2. Research: Undertake extensive research on where and how to invest. Familiarize yourself with different investment vehicles like stocks, bonds, mutual funds, real estate, etc.
  3. Risk Tolerance: Everyone's risk tolerance varies. Understand the possible risks and choose investments that align with your comfort level and financial goals.
  4. Financial Advisor: Consider speaking with a financial advisor who can guide you through the process and help make the most educated decisions.
  5. Diversify: Don’t put all your eggs in one basket. Diversification helps to reduce risk and increase opportunities for returns.
  6. Understand the potential returns: Be clear about what the potential returns from each investment are, and whether they align with your financial goals.
  7. Costs of Investing: There can be various costs linked with investing such as broker fees, transaction fees, and taxes. It’s important to understand these costs before investing.

Remember, investing involves risks, including loss of principal. Past performance does not guarantee future results.

Trading currencies, also known as forex trading, can be a lucrative investment opportunity, but it comes with its share of risks. Here are some of the primary risks associated with currency trading:

  1. Market risk: This is the most common form of risk in forex trading. It refers to the uncertainty associated with the future value of a currency. Key factors like economic indicators, current events, and changes in political climate can influence the value of a currency significantly.
  2. Leverage risk: Many forex traders use leverage to maximize their potential profits. However, the higher the leverage, the higher the potential loss. A slight fluctuation in the market can lead to substantial loss if the trader has used a lot of leverage.
  3. Interest rate risk: Currency rates are significantly affected by each country's interest rates. Hence, traders face risk when a country's central bank declares an unexpected change in interest rates.
  4. Liquidity risk: Although the forex market is one of the most liquid markets, there can be times when market conditions lead to reduced liquidity. This risk is particularly heightened during times of market volatility.
  5. Operational risk: This refers to risks associated with the day-to-day operations of trading. It can include a wide range of factors, from technical failures and system errors to human mistakes.

It's essential for traders to understand these risks before entering the forex market. Trading currencies requires knowledge, skill, and a clear understanding of the potential risks involved.

Trading Contracts for Difference (CFDs) can be potentially lucrative but also poses significant risks. Here are some of them:

  1. Market Risk: CFD trades come with inherent market risks. Depending on the financial markets, the prices of shares, commodities, indices, or currencies can fluctively increase or lower due to socio-economic factors, natural disasters, political instability, etc.
  2. Leverage Risk: CFDs trades are usually leveraged, meaning traders can hold a position that's significantly larger than their initial deposit. Thus, although this could potentially yield significant returns, the losses would also be magnified if the market doesn't move in your favor.
  3. Liquidity Risk: Some CFD contracts may not be as liquid as others, making it difficult for the trader to exit the position. This might force the trader to maintain an open position longer than desired, leading to further losses.
  4. Interest Rate Risk: Holding CFDs beyond the end of a trading day would result in an interest charge. If the interest rates go up, the cost of holding a position open also increases.
  5. Regulatory Risk: The regulations for CFD trading vary between different countries and are subject to changes. If a country changes its regulations or if a trader unknowingly breaches the regulations, it could result in legal problems and financial loss.
  6. Counterparty Risk: The trader's interaction is with the CFD provider, not with the original market. Hence, the trader is exposed to the risk that the CFD provider or the counterparty may not live up to their obligations if they face financial difficulty or bankruptcy.

Note that it's crucial to understand these risks, to have a robust risk management strategy, and to trade only what you can afford to lose when dealing with CFDs.

There are several reasons why traders may lose money:

Lack of Knowledge and Experience: Trading requires a solid understanding of financial markets and trading strategies. Without proper knowledge and experience, it is easy to make poor trading decisions.

Overtrading: This is a common mistake, especially among new traders. Overtrading means making excessive trades in a misguided attempt to boost profits, often leading to losses instead.

Not having a Trading Plan: A trading plan includes the techniques, goals, and rules that guide your trading. Without it, you may be trading randomly, which is usually a recipe for disaster.

Poor Risk Management: Every trade comes with the potential for profit and loss. Good traders know how much they are willing to risk on each trade and manage their portfolios accordingly. By ignoring risk management, traders may expose themselves to disastrous losses.

Emotional Trading: Trading based on emotions like fear or greed can lead to poor decision-making and, ultimately, financial loss.

Following Market Rumors: Markets are often full of rumors, but trading based on unofficial information can be risky.

It's worth learning about these common mistakes and taking steps to avoid them.

Improving your trading skills takes time, practice, and knowledge. Here are some steps you can consider:

  1. Educate Yourself: Learn about the market, different trading techniques, and strategies. There are plenty of trading books, courses, and online resources where you can gain a wealth of knowledge.
  2. Practice With a Demo Account: Before you start trading with real money, it's beneficial to practice using a demo account. This allows you to test your strategies without any risk.
  3. Analyze the Market: Keep up-to-date with the latest market news and trends. Use technical analysis tools to study market behavior.
  4. Stick to Your Trading Plan: Having a trading plan and sticking to it is essential. This can help protect against impulsive decisions and emotional trading.
  5. Manage Your Risks: Never risk more than you can afford to lose. Be sure to use stop-loss orders to limit potential losses and take-profit orders to secure profits when you're not actively monitoring the market.
  6. Continually Review and Learn: It’s important to analyze your trades and adjust your strategy based on the results. The best traders are always learning and adapting to the market.

Finally, persevere. Few people achieve success overnight in trading. Be patient, stay disciplined, and focus on the process rather than the profits.

Investopedia is a good resource for further reading on trading techniques and strategies.

Successful trading requires a combination of knowledge, skills, and careful risk management. Here are some tips:

  1. Get Educated: Understanding the fundamentals of trading is crucial. This includes understanding terms, charts, and indicators. There are numerous online resources and books to get you started.
  2. Have a Trading Plan: Before you enter a trade, you should have a plan for both the upside and downside. Know where your entry and exit points will be before you place the trade.
  3. Practice Money Management: Financial discipline is more important than being right about the market's direction. Do not risk more than a small percentage of your trading capital on a single trade.
  4. Control Your emotions: Avoid letting emotions guide your trading decisions. Stick to your trading plan and do not let fear or greed take over.
  5. Stay Informed: Keep abreast of news and developments in the financial markets. Regular monitoring can help you make informed trades.
  6. Analyze Your Trades: Review your trades to understand what worked and what didn't. This can help you improve your strategies.
  7. Use Technology: Leverage modern technology tools to stay informed, execute trades, and analyze markets.

Remember, successful trading takes time and patience; there are no shortcuts. Always continue to learn and adapt.

Trading, especially in the stock market, can be quite challenging, and even experienced traders can make mistakes. Here are some of the most common mistakes in trading:

  1. Overtrading: This is when a trader buys and sells too frequently, often due to fear or greed. Overtrading increases transaction costs and can lead to significant losses.
  2. Not having a trading plan: Success in trading requires a clear plan that outlines when to buy, sell, and take profits or cut losses.
  3. Ignoring market trends: Traders often make the mistake of ignoring current market trends, which can result in making poor trading decisions.
  4. Letting emotions control decision-making: Trading decisions should be based on research and analysis, not emotions such as fear or greed.
  5. Poor risk management: Failing to manage risk appropriately can lead to significant financial losses. Risk management strategies might include setting stop-loss orders and only risking a small percentage of the trading capital on a single trade.
  6. Ignoring fundamentals: The performance of a company, economy, or financial instrument, can strongly influence its price. Traders who ignore these fundamentals can make poor trading decisions.

In conclusion, successful trading requires careful planning, consistent analysis, and disciplined decision-making. Avoiding these common mistakes can help tradersreduce risk and potentially earn more profits.

Yes, there are several best practices to consider before starting with trading:

  1. Educate Yourself: Learn as much as possible about financial markets, especially the one you’re planning to trade in. Understand financial terms and trends.
  2. Create a Plan: Set your financial goals, decide how much you are prepared to lose, and make a plan. The plan will guide you on what to buy, when to sell, etc.
  3. Diversify Investments: Never put all your resources in one place. Diversification of your portfolio allows you to mitigate risk.
  4. Start Small: As a beginner, it's advisable to start with a smaller amount which you can afford to lose. Gradually increase your investment as you gain more knowledge and experience.
  5. Control Emotions: Don't let fear or greed drive your trading decisions.
  6. Practice: Consider practicing with virtual trading platforms before diving into the real market. They allow you to trade with virtual dollars, serving as a safe place to learn.
  7. Regulation and Safety: Only trade with regulated brokers to protect your investment from scams and fraud.
  8. Use a Disciplined Approach: Stick to your trading plan and avoid impulsive decisions.

Remember, trading involves risk and isn't suitable for everyone. All trading strategies are used at your own risk.

MetaTrader is a popular software platform for online trading in the forex, contract for differences (CFDs), and futures markets. Developed by MetaQuotes Software Corporation, it offers tools and resources for high-level analysis, trading strategies and much more.

The platform includes two components:

  1. MetaTrader Client Terminal: This is the platform used by traders to analyze market dynamics, execute trades, and manage their accounts.
  2. MetaTrader Server: This is the backend infrastructure managed by brokers. It receives and executes trade orders from the client terminal, delivers market data to clients and maintains all record-keeping.

Moreover, MetaTrader provides several significant features:

  • Real Time Trading: This platform is designed to facilitate trading in real time, enabling traders to analyze market dynamics and execute trades instantaneously. Trading orders can be placed directly from the chart with one click.
  • Technical Analysis: MetaTrader provides multiple analytical tools, including trends, oscillators, volumes, and various types of charts such as line, bar, and candlestick charts for detailed market analysis.
  • Automated Trading: With the help of the MQL programming language, expert advisors (automated trading algorithms) can be developed and utilized.
  • Security: The platform uses advanced security protocols to ensure all transmitted data is safe and secure.

You can find more information about MetaTrader on the official website.

MetaTrader brokers are Forex brokers that offer their clients the ability to trade on the MetaTrader platform.

MetaTrader is a popular trading platform utilized for online trading in the Forex, contract for differences (CFDs) and futures markets. The platform offers ample opportunities to traders of all skill levels, including advanced trading operations, robust technical and fundamental analysis, algorithmic trading and expert advisors.

The brokers that offer the MetaTrader platform are known MetaTrader brokers. These brokers not only allow their clientele to use the platform, but also provide support, updates, and customization services according to the user’s needs.

MetaTrader brokers ensure seamless operation of MetaTrader features, providing traders with the necessary tools to analyze price dynamics and automated trading. They also often provide additional services such as technical support, access to leverage, account management, and more.

  • Here is a link to the list of MetaTrader 4 brokers.
  • Here is a link to the list of MetaTrader 5 brokers.

The best solution for trading currencies can vary depending on various factors such as individual goals, risk tolerance, and trading experience. However, some of the most recommended solutions include:

  1. Forex Trading Platforms: This is a software interface provided by currency brokers to their customers to give them access as traders in the Forex markets. This can be an online, web-based portal, mobile app, a standalone downloadable program, or any combination of the three.
  2. Algorithmic Trading: Also known as automated trading, this is the use of computer programs for entering trading orders with the computer algorithm deciding on aspects of the order such as the timing, price, or even the final quantity of the order.
  3. Social Trading Platforms: This is an online-based environment where you can follow and copy other traders. With social trading, you can discuss trading strategies and invest together with other traders.
  4. Financial Advisors: They offer personal guidance on your trading strategy. But it's better suited for those willing to pay a bit more for a personalized touch.

Always remember, regardless of the platform, solution, or strategy you choose, trading involves risk. It's important to thoroughly research and consider multiple options before diving into currency trading.

The CFD General Regulation was published by the European financial regulator ESMA. The regulation includes various measures to regulate CFDs (Contracts for Difference), including leverage limits, margin close-out levels and negative balance protection. The aim of the regulation is to increase investor protection and reduce the risk of high losses. The CFD General Order has been in force since 1 August 2018.

A margin call is a request from a broker to the trader to deposit additional funds into their trading account to cover the margin call. This occurs when the trader's account balance falls below the minimum level required to maintain open positions. Without additional deposits, the broker may be forced to close the trader's position to limit losses. A margin call may also be triggered if the value of an asset falls quickly and significantly, resulting in a higher risk of loss. It is important to understand the broker's margin requirements and the risks of leveraged products to avoid a margin call.

In stock market trading, a gap is the difference between the closing price of the previous day and the opening price of the current trading day. If the opening price is above the closing price of the previous day, it is called an up-gap; if it is below, it is called a down-gap.

Gaps occur when there is relevant information between the end of trading on one day and the start of trading on the next day that affects the price. They can be important for traders as they can serve as an indication of a possible trend reversal or a continuation of the trend.

An equity curve simulator is a tool used to simulate the potential performance of a trading plan. It uses historical market data and data on specific trading strategies to calculate how the value of the trading account would increase or decrease over time. The Equity Curve Simulator allows traders to test their trading strategies for profitability and minimise their risks. The simulator is a useful tool for checking the performance of trading systems and for backtesting trading ideas.

The EURUSD peaked at 1.6038 on 14 July 2008.

Trading on margin refers to the buying or selling of assets where the trader only needs to deposit a fraction of the actual value of the asset as a deposit or margin. This allows the trader to take larger positions than he would be able to afford if he were to use the full amount of the asset. Margin is usually a percentage of the total value of the asset. If the trader's position is successful, he can make a higher profit, but there is also a greater risk of loss, as a small change in price can have a large impact on the actual value of the position. Therefore, it is important to apply strict risk management strategies and analyse carefully before trading on margin.

The Sharpe ratio is calculated by adjusting the return of an investment for the risk-free interest rate and dividing it by the volatility of the investment (measured by the standard deviation of returns). The formula is:

Sharpe Ratio = (return of the investment - risk-free interest rate) / volatility of the investment.

The Sharpe Ratio is a measure of the excess return achieved by an investment compared to a risk-free investment (e.g. a money market account) per unit of risk associated with that excess return. The higher the Sharpe ratio, the better an investment has performed relative to its risk.

ayondo Lab Project

This module is another innovation from the ayondo Lab developer series, which is in an early beta stage. The first version was launched in early March 2023, just a few days after Salesforce and Slack announced the integration of a Chat GPT beta.

Further development and optimisation of the feature set is planned. As with other Lab features, the product development cycle thrives on community feedback. Feel free to contact us if you have suggestions that would improve the utility and usability.

Additional note on usage: The questions listed here come from the community. The answers were provided by the AI. Inclusion in the FAQ/QnA is done after quality assurance, but without making editorial changes. The AI's answers to certain questions are not identical in every case. They may address the same question twice in a row. It is very likely that the answers differ in content and sentence structure.

The images displayed in the header are AI-generated. The parameters for generating the image files are generated from keywords that visitors to the portals use in the search function here.


The feature is experimental in nature and should be considered and used as such. Its primary purpose is to give the community the opportunity to test the latest technology without further barriers or payment barriers. How you use the information provided by the AI is entirely your responsibility. We recommend always using at least a second source of information for verification. If you have any questions about the tool, please feel free to contact the community.

Note on up/down votes:

We use this feature to give visitors the opportunity to rate the answer. The more downvotes an answer has, the more likely it is that a QnA will no longer appear in the overview. Watch the AI! The community is thus given an important role in the quality shearing process.

Notes on translations:

The translations are done by DeepL, another AI (Made in Germany).

It pays to participate!

The smartest questions will be awarded a prize in a draw at the end of the year. All you have to do is contact us after submitting your question. It is even easier if you submit your question while logged in to your user account.

Controversial perspectives on the developments surrounding artificial intelligence

On 20.03.2023, the German Ethics Council (ethikrat.org) addressed questions about the relationship between humans and machines and concluded that AI must benefit humans. We share this view in its entirety and carry out all AI-relevant product developments under this premise.

The tool is a joint project of RSQ and 3R AI Labs, a business unit of the project development company 3RMCN. The companies are committed to developing AI-enabled applications exclusively to increase customer value.