CHICAGO, Feb. 25, 2025 /PRNewswire/ -- Small businesses are increasingly optimistic about their growth expectations in 2025, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Key findings include:

Optimism and Growth: 94% of small businesses anticipate significant or moderate growth in 2025, a 2% increase compared to Q3 2024.Top Challenges: 37% of small businesses cited inflation as a top concern, followed by 30% of respondents who identified cash flow as their primary challenge in the current economic environment.Access to Working Capital: More small businesses are turning to alternative lenders for their financing needs, as 76% of respondents bypassed applying for traditional bank loans, up from 62% in Q4 2023.

Originations rose 20% and total company revenue increased 25% from the fourth quarter of 2023Diluted earnings per share of $2.30 increased 104% and adjusted earnings per share1 of $2.61 rose 43% compared to the fourth quarter of 2023Net revenue margin of 57% in the fourth quarter of 2024, compared to 56% in the fourth quarter of 2023, was in line with our expectations and reflects continued strong credit performanceLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.3 billion at December 31

CHICAGO, Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's fourth quarter and full year 2024 financial results will be released after the market close on Tuesday, February 4, 2025.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

Enova climbs in rankings as a result of a collaborative work culture, growth opportunities and top-tier benefits

CHICAGO, Dec. 19, 2024 /PRNewswire/ -- For the 12th consecutive year, Enova International (NYSE: ENVA), a leading financial technology company powered by machine learning and world-class analytics, has been recognized as one of Foundry's Computerworld Best Places to Work in IT. Enova ranked 10th among midsize organizations.

CHICAGO, Nov. 26, 2024 /PRNewswire/ -- Small businesses remain optimistic about future growth heading into the holiday season, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Key findings include:

Optimism and Growth: Most small business owners (92%) continue feeling optimistic about future growth, expecting moderate to significant growth over the next six months.Family Ownership and Control: Many small business owners are eager to maintain control and build generational wealth, with 58% of family-owned businesses intending to pass their business on to family members.Payments: More than 62% of small businesses accepted alternative and real-time payment methods, with many small businesses accepting apps including Zelle, PayPal, Venmo, Apple Pay and Google Pay.Access to Credit: Small businesses are becoming less reliant on traditional banks for credit, increasingly prioritizing non-bank lenders to access capital —73% of small business owners reported bypassing traditional bank loans in favor of alternative lenders.

Strong top-line growth with total company revenue increasing 25% and originations increasing 28% from the third quarter of 2023Diluted earnings per share of $1.57 increased 22% and adjusted earnings per share of $2.45 increased 63% compared to the third quarter of 2023Credit performance remained strong compared to a year ago with lower consolidated net charge-off and delinquency ratios, a stable net revenue margin and a higher fair value premium on the total company portfolioLiquidity, including cash and marketable securities and available capacity on facilities, totaled $1.2 billion at September 30

CHICAGO, Oct. 8, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third quarter 2024 financial results will be released after the market close on Tuesday, October 22, 2024.

Enova will host a conference call to discuss its results at 4 p.m. Central Time / 5 p.m. Eastern Time the same day. The live webcast of the call can be accessed at the Enova International Investor Relations website at http://ir.enova.com, along with the company's earnings press release and supplemental financial information.

CHICAGO, Sept. 26, 2024 /PRNewswire/ -- Small businesses are overwhelmingly optimistic about their future growth, according to the latest Small Business Cash Flow Trend Report from OnDeck, the leading small business lending company at Enova (NYSE: ENVA) and Ocrolus, the document AI and cash flow analytics platform for lenders.

Key findings include:

Optimism and Growth. A large majority of small businesses remain optimistic about business growth opportunities over the next 12 months.Payments: The use of alternative and digital payment methods continues to grow, as 60.8% of businesses reported accepting alternative payment methods, up from 54.5% in Q1. This movement indicates an increasing level of interest from customers for more flexible and convenient payment options.Alternative Financing: Small businesses are becoming less reliant on traditional banks for capital – nearly 75% of small businesses reported bypassing a traditional bank loan and instead sought out alternative lenders as their primary funding option.

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Today, Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company"), a leading financial services company powered by machine learning and world-class analytics, issued $500 million in aggregate principal amount of Senior Notes due 2029 (the "Notes"). The Notes were offered at a price of 100.000% of the principal amount and will bear interest at 9.125% per annum.

CHICAGO, Aug. 12, 2024 /PRNewswire/ -- Enova International, Inc. (NYSE: ENVA) ("Enova" or the "Company"), a leading financial services company powered by machine learning and world-class analytics, today announced that its Board of Directors has authorized a new share repurchase program totaling $300 million that expires December 31, 2025. Enova's existing $300 million repurchase program that would have expired on December 31, 2024 will terminate and be replaced by this new program.